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Have not been very concerned about five risks a gold, looking for work time also did not care about this, now seems a bit of a clue, finishing as follows:
Looking for a job to talk about wages can not just ask the salary is how much, five risks a gold is also need to care about the need to ask, related to the money a lot! So what should I ask? Ask the basis of the contribution, and the five risks of the contribution base and the contribution base of the Provident Fund may be different, so ask clearly.
Five risks a gold payment base is some provisions, such as social security contribution base is the average wage of the society 60%--300% to pay the base, for example, the social average salary is 1000 yuan, the basis of payment can be 600 yuan ~ 3000 yuan. What is the specific contribution base? According to the Baidu Encyclopedia, if your salary is less than 600 yuan, then 600 yuan is the basis of contributions, if your salary is more than 3000 yuan, then 3000 yuan is the basis of contributions, if your wages between 600 ~ 3000, then your salary is how much base is how much, That is to say, the scope of the contribution base can only be 600 yuan ~ 3000 yuan, cannot exceed the range,The question is: the company generally does not report your salary, generally will give you the least salary, such as your salary has 4000 yuan, but to you do five risk when the company declare your salary is 600 yuan, so your contribution base is 600 yuan, so the company can be less money, do not know the company does not belong to the law, Why did you report so little when you had so much pay? A lot of companies should do so, so the company can save a lot of money!
about the "social average wage", different places, Baidu can know, such as Baidu "2014 Beijing social average wage" can know Beijing's average wage is 5793 yuan, so Beijing Social Security minimum contribution base of 5793 yuan x 60% =3475.8 yuan, so, in Beijing to work friends, your salary no matter how high, the company will be your salary declaration of about 3475.8 Yuan, high will not be higher than this number.
Therefore, when looking for a job to talk about wages must ask clearly how much the basis of contributions, asked after their brains can quickly calculate how much the company will help you pay how many five risks a gold money, specifically how to calculate, generally first in the online query your local contribution ratio, the most convenient is the use of "wage calculator", Baidu Baidu " Payroll Calculator "Can, and then select your work in the calculator in the location of the five risk a gold contribution ratio, the company is generally based on this proportion to pay, remember this ratio, talk about salary when asked to pay the base will be able to calculate how much money the company to pay for you, if you oral arithmetic is not good, You can also fill in the salary calculator with your salary and the five risk of a gold payment base to calculate, for example:
Steps to use the Payroll calculator:
1. Choose the city where you work
2, enter the pre-tax salary, enter the base of social insurance payment, enter the Provident Fund payment base
3, click "Start Calculation", so that the calculator will calculate five risk a gold of various payment amounts, such as the results, social security contribution base is 3600, the unit to pay us 1694 yuan, we pay 910 yuan, if the salary is 7000 yuan, the actual amount paid to your card is: 7000- 910-154 (tax) = 5936 yuan, 5936 yuan is your real salary.
In fact, there is a large proportion of old-age, medical, Provident Fund, so generally remember these 3 can be, and the other is not much money. And for me, the old age of this seems to need how many 15 or years after the return of money, I do not care about this, I think the time is too long, so I only remember this proportion of Provident Fund, because the Provident Fund can be taken out, and this is quite the same wage, If my previous company's Provident fund contribution base is 7000, then the company will pay for my 7000 x 12% = 840 Yuan, this 840 yuan you should also calculate the salary treatment, and I now the company to pay the base of the Provident Fund is 4500,4500 x 12% = 540 yuan, less than before the good hundreds of ( ┬_┬)
Note: Social Security (ie five insurance) and Provident Fund payment base is likely to be different, to ask clearly Oh! Also, some people check the specific proportion, some people think the company will give them less proportion, such as the above figure of the Provident Fund payment ratio is 12%, some people say the company will only press 10% to pay AH? I personally think the company generally will not do so, generally according to the proportion of the standard to you, the company will only pay the base of your report smaller, pay the base is small, the amount of natural small, the company also saved.
Summary: Pay the base of how much is not to see how much you pay, but to see your company is willing to give you how much, so pay the base specific how much need to ask the company to know, do not think of themselves.
Five risks and one gold common sense
