Apply for credit card tips

Credit card application, it is not difficult to say, easy to say is not easy. Even if the application, may be unsatisfactory, in fact, apply for credit card, master the skills of the application, to get their own satisfactory credit card is not so difficult.

　First, the credit card to run the card condition:

Before you run the card, it is necessary to understand the specific conditions of the card. Just like the CMB Young card only for the 18-30-year-old youth to handle, you 35 years of age, still have to do this card, can only wait to be refused.

　Second, choose the right card channel

At present, online Shenkabi The advantages of more: Fast approval, the fastest day of the card, do not need to submit cumbersome information. According to understanding, the online Shenkar card rate is slightly higher than the counter application.

　Iii. Choosing the Right bank

Even though networking is a big one, not every bank is so attached to the sector. Therefore, the choice of a preferred network, approval success rate of the bank, the equivalent of Shenkar success half.

　Four, the credit card application form to fill in has the skill

1. Marital status: Married with children scored the highest, because more stable.

2. Education: High degree will add points, at least bachelor degree.

3. Housing Status: No loans, plus points. It shows that economic strength is good and there is no burden.

4. Personal income: The more the better, do not exaggerate.

5. Residence time: The longer the better, pay attention to not outrageous.

6. Unit working time: At least 1 years, the longer the better.

7. Occupation and Industry type: public institution, state-owned enterprise, 500 strong, well-known enterprises best.

8. Mailing Address: The best choice of unit address, you can add points.

　V. Good historical Credit Records

This is very clear, the main look at your personal credit card use/repayment information, loan information, but also includes personal telecommunications, water, electricity, gas and other payment information. A good historical credit record will ensure that you get a satisfactory amount. Other personal fixed assets, such as the requirements of different banks, the real help is not big.

From "City Express"

Copyright NOTICE: This article for Bo Master original article, without Bo Master permission not reproduced.

Apply for credit card tips