SMS Verification Code--the final defense bottom line of asset security

With the popularity of smartphones and the wide application of apps to life, mobile connectivity is closely related to the lives of every one of us. Money on the Internet, things on the internet, from food takeout, medical registration, online shopping, have become a normal life. and the market development aspect,6000 billion's market blueprint initially presents, an unprecedented opportunity to arrive as expected.

How important is mobile connectivity to modern life? For example: In the middle of this year, the small series to a friend of the hometown of a 10-year-old county than Beijing, no taxi software, no group purchase, no scenic Raiders, no need to move the finger can be door-to service of the takeaway, nail. As a mobile phone to rely on patients, such a way to make the small part of the moment without direction, travel enthusiasm has really faded half. The next few days, do not know where to eat, where fun, only the local people to provide a little word of mouth, also can not afford any interest, more than half a month almost all homes in relatives, wasted a good holiday. It turns out that the mobile internet makes life rich and colorful, and once it has some missing flavor.

For those of us who have become accustomed to the mobile internet, it brings us a convenient life, so that we can clearly understand the nature of the world and its original appearance. Network interaction, word-of-mouth scoring, a new understanding of intelligent life led the entire line of the economy. "Internet +" integrates the mobile interconnection ecosystem, striving to create a complete ecological chain, and we have tasted the sweetness of such a life, and produced a deep dependence.

At present, we are more concerned about how to protect our vital interests and property security in such a background environment.

1, user registration mobile phone verification

When registering, why use mobile authentication? We analyze this issue from two perspectives of users and businesses.

User

First of all, standing in the user's perspective, the traditional registration of filling in the personal data is a necessary process. This process is intended to protect the user's account security, but also easy to forget the password when the user to retrieve the password. But the lengthy and complicated registration process takes time and effort, and makes some people abandon it. Now that the phone is standard, the mobile phone number itself can become a unique identity, both private and unique. As a result of market demand, this mainstream of streamlined registration has emerged. Just enter the mobile phone number, a key to obtain the verification code, entered immediately after the successful registration, in the account loss, password forgotten, the use of mobile phone verification code can be instantly recovered, eliminating the cumbersome and complex appeals process.

Business

From the merchant's point of view, the traditional registration method information can be randomly filled out, one can register multiple accounts. and user information filling process is more complex, if you forget the registration information, forget the password is difficult to retrieve. Waste of limited database resources, but also derived a large number of "zombie", which leads to less accurate merchant user data, affecting its next strategic development. In addition, when the Merchant initiates the promotion activity also cannot evade the same person many times to participate, wastes the marketing expense to send the money in vain. And now, we can use mobile phone number registration, issued SMS Verification code to verify the way to protect a mobile phone number can only register a platform account, effectively save the platform resources.

2, SMS security Guardian guarding asset security

When it comes to asset security, let's look at a set of survey data. The survey was conducted from April 25 to May 25, and the questionnaires were distributed mainly online, supplemented by a total of 254,591 effective questionnaires, covering 31 provinces and municipalities.

1, when the registration is not familiar with the website or download the software need to review the protection of personal information provisions, carefully read less than 15%;

2, 40.3% of teenagers do not consider whether the security, often scan two-dimensional code;

3, about 43% of respondents using public computers for network payment, did not eliminate the internet traces;

4, 44.42% of netizens use birthday, phone number or name all spell set password;

5, 48.22% of the Internet users do not understand China's network security laws and regulations;

6, more than 50% netizens do not set the password;

7, 54.95% of netizens do not back up personal important documents;

8, 55.18% of netizens have experienced network fraud, the report only accounted for 12.35%;

9, 62.12% of netizens will be the disclosure of personal information due to legal deficiencies or management omissions;

10, 75.93% of netizens have the problem of using the same password for multiple accounts;

11, 80.21% of Internet users freely connected to public free WiFi;

12, 81.64% of netizens do not pay attention to regular replacement password;

13, 83.48% of Internet users online payment behavior has security risks;

14, 90.95% of Internet users to network security related laws and regulations smattering.

Daily, we are more involved in online consumption, online payment this process, SMS verification code as the last line of asset defense, in the mobile internet era really plays an indispensable role, it always for you and the customer's assets escort. Account balance changes, site payment reminders, we use SMS Verification code in real life. SMS Verification code is a one-time random password, only my mobile phone number acceptance, after use failure. Most websites will use SMS verification codes before payment to confirm that they are consumed by the user.

In the rise of online payment, SMS verification code has not been put into use, the payment password is the only authentication method, and password loss, account theft and the loss of money caused by a minority. The use of the Trojan's public computer caused the account password and payment password stolen or the account password is too simple to cause million cash to be transferred such news a few years ago is common. Many people do not pay attention to property security, prevention awareness is poor, resulting in account capital risk.

And now the birth of SMS verification code, we rarely see such news, because the phone verification code generation can be said to change the world. If users need to pay online, just enter the payment password is not enough, but also need to account the mobile phone number to receive the verification code input can be successfully traded. Even if the loss of the payment password, as long as the phone is not lost, the verification code is not stolen by crooks, there is no fear of capital risk. This also shows that, in order to truly achieve the financial worry-free, users should be cautious of SMS verification code such a text message, and safekeeping, not to the verification code to inform other people.

SMS Verification Code--the final defense bottom line of asset security