Tencent said that the micro-banks are currently in the internal testing phase. The first customer to receive the first loan on January 4 was a customer specially invited by the micro-bank. The loan was issued on January 4, and the issuance process complies with the relevant laws and regulations.
The micro-public banks will be trial on January 18, and will be officially opened on April 18, and during the trial operation, the first product called "Credit pay" would be introduced to support users to "consume before payment" under the online consumer application scenario.
In fact, the purpose of the trial is to evaluate the current systems and products in a small scale, and the system and product development, business and customer development have entered a critical phase of the sprint.
Micro-banking officials said that during the trial period, micro-banking will be through internal analysis and information screening, small scope to invite target customer groups to participate in the bank's trial, and gradually increase the number of invited customers.