Four new investment and financial ideas, say goodbye to "rush that year"

four new investment and financial ideas, say goodbye to "rush that year"

Source: Financial Information http://jingmeihouse.com/news/html/?475.html

hurried that year, see 2014 is nearing the end. Recently, many individuals and families have come to Caforrede for a wealth check-up, hoping to pass the wealth check at the end of the year to see whether the 2014 personal and household assets and liabilities ratio is healthy, what the family investment is unreasonable, the risk and income of the investment project match, and hope to pass the "wealth Checkup" Can tap into the investment potential of family assets. Whether it is work, study, or investment in financial aspects, everyone needs to continue to summarize, so as to truly make their own rapid progress.

summing up the 2014 investment and financial management methods, we in addition to the regular use of conventional methods of financing, such as accounting, compulsory savings, reserve funds, sound investment, diversification, and so on, we also have to learn smart financial management, Ka Fung Financial division summed up four investment and financial new ideas, so that everyone farewell to "rush that year", Welcome to the coming of 2015.

1, investment and financial management more use "reverse thinking"

I believe many investors have heard such a story: A securities company's retail investors almost everyone is losing money, but only the old lady at the door looking at the bicycle made a pot overflowing. The secret of wealth lies in the old do not look at the stock market, only to see the number of bicycles at the door. With fewer bikes and a depressed stock market, she chose to buy stocks, and when everyone was snapping up stocks, she chose a clearance. In fact, the old too is inadvertently used is "reverse thinking", let himself make a lot of money. Nowadays, the investment channel is increased, the risk is unpredictable, it may be possible to use the "reverse thinking" for financial management, often can make a considerable profit.

2, investment and financial management can also be "speculation"

The so-called "speculation", is the use of opportunity loopholes. In terms of investment and financial management, in addition to traditional savings, low-risk 10% of the wealth of the appropriate to Saxo capital markets, such as some fixed-rate products, financial managers believe that radical investors can also carry out some risky "speculative" type of financial management. such as stocks, foreign exchange, funds, dividend insurance, investment in real estate, etc., the high yield, can resist the price of the rise of the risk of devaluation of the money.

3, investment and financial management can not "blindly scattered"

Many investors believe that to reduce risk, it is important to diversify the investment, do not put the eggs in a basket. But just blindly scattered, often sometimes only counterproductive. So the financial division of Ka Fung believes that if a wealth of financial products, the principal is guaranteed, such as the annual yield of more than 10% of fixed income products should be prosperous wealth, such as Saxo, you can fully adopt a centralized investment strategy. On the contrary, there is no certainty of high-risk investment, suggesting that investors should be cautious to invest as well.

4, investment and financial management should be cautious "changeable"

When you exit an investment, and then buy another investment, your return on investment is not necessarily how big. However, the change will certainly bring about the cost loss problem. Of course, if you buy and sell a commission-free mutual Fund in a retirement account, it's another matter. Most other deals may involve commissions or taxes, or even both. So, Ka Fung Rui wealth manager reminds, before exiting some kind of investment way, must carefully, carefully consider clearly, estimate good cost problem.

the four new investment and financial ideas, hope to be in 2015 to help the financial management, and with a new investment in financial thinking and way to meet the new 2015 years of bringing. Finally, we hope that 2015 financial success, wealth rolling.

Financial Information http://jingmeihouse.com/news/html/?475.html

Four new investment and financial ideas, say goodbye to "rush that year"