Girls who are 3 K in a month want to buy a house in 05 years

I graduated from a bachelor's degree. I have been here for 3.5 years and have never changed my unit. I only change my house once and I am single and living alone.

Just half a year after graduation, I took RMB of work money. after half a year, I became more than 2 K, and now it is fixed at 3 K per month.

First, use 3 K as the monthly income to calculate and make a year-end conclusion. If you do not know your personal situation, it is not special. However, some of them should be used as references for others.

1. Rent. I had been living in a company house. I first lived in a single dormitory with another colleague and didn't have to pay for it. I felt wrong. I rented a 60-square-two-bedroom apartment in the company six months later. The company is relatively stable, and its work is also stable. As long as there is no major event in the house, you can stay for a long period of time. The rent still needs to be symbolic: 220/month, plus water and electricity, cleaning fee, about 300 per month.

2. Telephone Fee. I have used many mobile phone cards, and now I use a public card for a fixed period of 26 months. There is no charge for answering incoming calls. I transfer calls from other cities to another card, and the monthly mobile phone bill is about 80. I used to use dial-up Internet access, so I got a seat on the server, and now I want to change it to broadband. On June 1, 140, after, I added 96688 yuan for long-distance connections and only charged 0.2 yuan/minute (all-inclusive). It feels like I am advertising, oh -- I don't know the time when I start a long journey. The phone bill is around 220. The total telephone fee is 300 per month.

3. No bad habits, no smoking, no drinking, no mahjong.

4. Eat. Breakfast: 2 RMB, 5 RMB at noon, and free meals at home at night. I don't know how much it is. It's also 5 RMB. 12 RMB/day, 22 working days, 260 RMB/month. I like to eat fruit. I think eating fruit is better than eating fruit. The monthly fruit fee is about 90. 350 in total.

5. daily necessities. Female skin care products (less cosmetic products, but in order to have an effect, the same brand bought 2 K, no need to purchase more), snacks and so on will be more. More than 300 RMB per month.

6. Transportation fee. I don't like making friends, I have nothing to pay; I stayed in the company and went to office several minutes after work; I haven't met a suitable solution since I broke up with my boyfriend 1.5 years ago. I have a fixed lover, he is in another city, taking a bus for 2 hours, and taking a taxi for 1 hour. He will take a taxi for the night at the beginning of his madness. Now, he usually takes a week and takes a bus at most, back and forth at least 30 yuan, 0 in January 12; always think that it will be strange to become a bf lover, so we will still try to date other boys (do not say me, it is normal to choose a boyfriend, just dating, without it), there will also be a mess in the appointment, if the rush is counted as January 15 0; plus other transportation expenses for going to the supermarket or going out for dinner by car alone, 300/month.

7. Line header fee. Work Wear company overalls, so generally only add inside. It is counted as 50 in a month.

8. Others. Girls can still do some housework, drag the floor to wash the dishes and wait for themselves. There is a washing machine to wash the clothes, and the hourly work cost is 0. If you do not read the report, the news is obtained through the Internet and television; buy a good perfume (several hundred pieces of it will be good), a bottle can be used for more than two years; I don't watch a film, just buy a few large movies of the present, at the exit of the subway station, 4 RMB/Zhang -- do not arrest me as the Chief Public Security Officer -- the amount of money is negligible; for books, many professional books and history books and cartoons are bought, in a year, there are only a few hundred, not counted.

The number I mentioned is relatively wide. For example, 1600 RMB/month, with 1400 RMB left each month.

I don't know how I look at my spending ratio. I feel pretty leisurely. I want to buy a house during this time. in a residential area in the city, the building area of the Mao embryo room is 100 square meters, 0.23 million of the 80 square meters, I am going to pay 2 in the first phase, plus the lawyer's fee or something, 100 square meters of 3 rooms to 60 thousand, 20 months for 50 thousand, 80 square meters of 2 rooms to 1200, 20 months. -- If the house is provided, it will be difficult in the future -- I want to buy three rooms, and I am not so lonely with my parents.

Calculate the large number as follows:

1. I had an investment and earned 4-5 million yuan. I made another investment with a profit of 10% this year. I don't want to use it.

2. The house is owned by the company, but all the toothpicks in the house are owned by the company. The big ones are: 10 thousand piano, 10 thousand electric appliances, and thousands of private houses.

3. The bank can use 35 thousand yuan. after the Spring Festival, I will have a sum of money (year-end awards, etc.), about 10 thousand yuan. After several months, I will have another part-time account, which is about 15 thousand yuan.

The biggest problem: currently, the bank only has 35 thousand of the available funds (other money is included in the future renovation fee), and there is still a little distance from the first phase.

In this summary, I plan to modify it (mainly 6th transportation fees), and then report it to my dad to seek funding for purchasing a house.