What is the consumption quota?
The consumption quota is the same as that of your credit card. For example, if we only have a quota of 1000, you can only use 1000 in advance for Taobao in the Tmall installment, then you need to spend money on your own.
How to increase the consumption quota
1. The quota should be determined based on Alipay's situation. This is what the official system has given us and cannot be changed.
2. Of course, this quota will grow
When your consumption reaches a certain value, you can increase the consumption quota.
PS:
The consumption quota provided by Ant micro loan is based on your comprehensive online shopping quota. Huabei, Tmall installment, Tmall trial and then purchase, Taobao Post payment service share a consumption quota; you use any of the services, will occupy the consumption quota; after repayment, the consumption quota is restored.
This function is in the testing stage, and not all users can see it on the Alipay homepage. There is no clear statement about the quota, but it can be determined that the maximum is more than 5000 yuan.
Users can use the spending amount to shop on Taobao and Tmall. After confirming receipt, they can make a payment on May 1, 10th day of next month. Huabei, Tmall staging, Tmall trial and then purchase, Taobao Post payment service share a consumption quota, after repayment, the consumption quota will be restored