How much is a one-day overdue payment for micro-credit? How long does the micro-credit report fail?

 

How much is a one-day overdue payment for micro-credit?

If you borrow 1000 RMB, your overdue penalty is 1000 * 0.05% * 50% * 1 = 0.25 RMB. Although there are few, it is a lot of money if the day is long! In addition, this is only a penalty interest. If you still pay, you must pay back your loan amount + interest.

What is the term of micro-loan?

It is reported that micro-credit loans can be paid in installments for 5, 10, or 20 months.

1) the payment date is the date on which you issue your first loan. The payment date for each loan in the future is the same day. If your first loan occurs on the 29th, 30th, and 31st of the current month, the repayment date is the 21st of the current month.

2) the first repayment date of a non-first loan will span from the latest repayment date (including the current day ). For example, if your current repayment date is the 21st day of every month, and you borrow again on April 9, January 15, the first repayment date of your loan is July 15, February 21.

Will micro-credit be credited within the time limit?

The answer is: The meeting will receive credit information. If you want to keep your credit card good, please pay back on time!

How long does the micro-credit report fail?

Some netizens said: if the deadline is three times overdue, the official team will urge you three times. If you haven't received the credit yet, you will be credited!