How much is the credit card withdrawal limit of the Agricultural Bank? How can I calculate the withdrawal service fee and interest?

Credit card withdrawal limit of the Agricultural Bank

(1) the amount of prepaid cash is set based on your card usage. It is included in the credit line of the credit card. The maximum amount of credit received by the Bank of ABC can reach 100% of the actual amount, for the specific credit limit, please call the 24-hour customer service hotline at the bank's credit card center.

(2) for domestic pre-lending, the daily use of credit line for each card's cash amount shall not exceed RMB 2000; the daily withdrawal of each card at the ATM shall not exceed RMB 5000 (with sufficient overflow amount, at least the overflow amount shall exceed RMB 3000 ); the deposit amount can be up to 2000 RMB for all off-peak payments. In China, the credit line cannot be used to extract US dollars.

(3) for overseas pre-lending, the daily ATM cash withdrawal for each card shall not exceed USD 1000, and the cumulative cash acquisition per month shall not exceed the equivalent of USD 5000, the cumulative cash withdrawal per six months shall not exceed 10000 US dollars (when the dollar is sufficient for repayment). If the credit line is used for cash withdrawal, each card shall not exceed 2000 RMB per day or equivalent foreign currency.

What is the credit card withdrawal quota of the Agricultural Bank?

The credit card withdrawal quota of the Agricultural Bank of China (hereinafter referred to as the withdrawal quota) refers to the amount of credit that the issuing bank (or institution) grants to the cardholder that can be used to pre-borrow cash (or transfer funds. The credit card withdrawal amount of the Agricultural Bank of China, that is, the amount of cash in advance, usually 30%-50% of the credit line.

The credit card withdrawal quota of the Agricultural Bank of China is not for cash use, but for the shopping use of the holders. Therefore, a cash withdrawal quota is set for the holders. Cash withdrawal by credit card is a basic function of a credit card. Cash withdrawal by a cardholder uses a credit card to withdraw cash from a self-help terminal such as an ATM. Although you can use a credit card to withdraw cash, do not use the cash in advance feature in non-emergency situations, because the cost of using the credit card cash in advance function is very high.

How can I calculate the credit card withdrawal service fee and interest of the Agricultural Bank?

1. Bank of Agriculture Credit Card withdrawal service fee

(1) bank in China: 1% of the cash amount, with a minimum of RMB 1/transaction
(2) domestic bank: RMB 1% + 2 of the cash amount, with a minimum of RMB 3/pen
(3) overseas (UnionPay network): RMB 1% + 12 of the cash amount
(4) outside China (non-bank network): 3% of the cash amount, at least $3/pen (or equivalent to other foreign currencies)

2. Bank of Agriculture Credit Card withdrawal interest
The credit card withdrawal of the Agricultural Bank cannot enjoy the interest-free period. From the overdraft withdrawal date, the interest will be charged at a daily rate of five thousandths, and compound interest will be collected on a monthly basis.