How to increase the credit card quota of the Agricultural Bank

How to quickly increase the credit card quota of the Agricultural Bank

It is required to increase the credit limit and clear bad records.

First, you need to frequently swipe your card for more consumption times, especially when you finish refreshing all quotas every month.

Second, of course, we must keep a good record on time for repayment.

Third, regular installment payment does not have to pay some service fees

4. Regular calls to the bank on holidays to temporarily adjust the quota of the above items will help you quickly increase the quota. Of course, to increase the quota, you must open the card for 6 months and it is easier to do so.

The credit card quota of the Agricultural Bank is increased by four

Method 1: quota is available only when frequency is used.

"The quota is available only when there is a frequency." to put it bluntly, the more you swipe your card, the better. That is, do not miss out on where you can swipe your card. This experience comes from Wang Fei, a newcomer to the workplace.
As a new employee in the workplace, Wang Fei is often empty in his wallet when he and his colleagues gather together for a dinner together. Although you have applied for a credit card, it is not enough. I made two phone calls to request a raise, but it was not successful because the card was not frequently used and the amount could not be increased. After that, Wang Fei will never pay cash if he can swipe his card. 3 months later, the credit card withdrawal application was successful. Wang Fei's experience is that, when applying for a credit line from a bank, the bank must first determine whether the demand exists, check the consumption record, and then check whether your credit line is insufficient. Insiders stressed that the higher frequency of card swiping is helpful for raising the amount, but it is not absolute.

Step 2: apply for a temporary raise during a special period

The temporary amount increase mentioned here mainly refers to the temporary amount increase applied for in some special periods, such as holidays, tours, and business trips. However, if you often apply for a temporary amount, it is not easy to pass.
Zhao Hongyu did not go home for the Chinese New Year in two years. Therefore, he planned to buy more New Year goods for the Chinese New Year at the end of last year. In order to allow more cash on hand, he requested a temporary increase in the bank's quota and the result was soon approved. In this case, insiders said that the cardholder can submit a temporary application to raise the credit limit to the card Bank. In addition, due to the short credit card repayment cycle, the bank will handle the issue in a timely manner based on the good usage records of the cardholder, and the approval is particularly easy.

Trick 3: "card sales threats" occasionally work
Zhang Yan, a credit card guru, is a small trick for this "threat" approach. For how much money Zhang Yan had in her hand, the three credit cards really gave her a taste of the pain of repayment, so she decided to sell the cards, keep one, and strive to increase the credit line. She called the customer service center of a bank's credit card. When she understood Zhang Yan's reason for cancellation, the bank's customer service staff suggested that she continue to hold the card for a while and said she could increase her credit limit. In such cases, the industry does not recommend that the majority of cardholders adopt such methods, because banks do not blindly increase the credit limit for cardholders at will, although banks do not want to lose customers, however, the credit limit is also increased based on the daily credit consumption of the cardholder. Therefore, the "increase in sales card amount" is not an option that can be tried and tested.
Move 4: make up the quota based on the number of cards
To be exact, the method of making up the quota with the number of cards is not the method of actually increasing the quota, but for those who really cannot increase the quota but need it very much.
This is to add more credit cards. However, industry insiders do not recommend such a method. On the one hand, there are many credit cards, which may easily lead to missed payment, which in turn leads to credit stains. On the other hand, this may lead to more repayment pressure, it may even lead to more and more problems.

How to adjust the temporary credit card quota of the Agricultural Bank

If you increase the temporary quota, you can apply for a-manual service. The staff will ask you questions about your credit card information to ensure that you are the cardholder himself. If the recent payment record is good, there is no problem. Generally, it is no problem to increase by several thousand yuan (depending on your original quota. Generally, the validity period of the temporary quota is very short. The staff will confirm with you and apply for the temporary quota to take effect immediately;

If you want to increase the fixed credit limit, the staff will perform a comprehensive evaluation of your credit record and then tell you if you can apply. Generally, a bank will automatically increase your credit limit in one quarter based on your consumption and repayment records. There is also a temporary quota of 20% during the holidays to meet your card swipe needs. You cannot find the quota, but you can click it.