Bank of China fixed deposit rate adjustmentThe central bank's new policy, a small part in the search for banks in Baidu, in addition to the new bank rules, many people are also interested in the latest bank interest rate December. So, has bank deposit rates changed with the release of central bank policy? What is the latest term deposit rate after the central bank has lowered its rate and cut interest rates? Which bank is the most cost-effective money exists in? Since October 24, 2015, the financial institutions will be downgraded to the renminbi loans and deposit benchmark interest rates, in order to further reduce social financing costs. Among them, the benchmark interest rate on loans for financial institutions has been lowered by 0.25% to 4.35%, while the benchmark interest rate for one-year deposits has been lowered by 0.25% to 1.5%. At the same time, the commercial banks and rural cooperative financial institutions no longer set the floating limit of deposit interest rate.
List of the latest deposit rates for major banks in December 2016:
Bank |
One-year periodic interest rate |
Two-year periodic interest rate |
Three-year periodic interest rate |
Five-year periodic interest rate |
Benchmark interest rate |
1.5% |
2.1% |
2.75% |
jizhunlilv.com Offers |
Bank of China |
1.75% |
2.25% |
2.75% |
2.75% |
Ccb |
1.75% |
2.25% |
2.75% |
2.75% |
Icbc |
1.75% |
2.25% |
2.75% |
2.75% |
Abc |
1.75% |
2.25% |
2.75% |
2.75% |
Postal Bank |
1.78% |
2.25% |
2.75% |
2.75% |
Bank of Communications |
1.75% |
2.25% |
2.75% |
2.75% |
China Merchants Bank |
1.75% |
2.25% |
2.75% |
2.75% |
Shanghai Bank |
1.95% |
2.4% |
2.75% |
2.75% |
Everbright Bank |
1.95% |
2.41% |
2.75% |
3% |
Pu FA Bank |
1.95% |
2.4% |
2.8% |
2.8% |
Ping An Bank |
1.95% |
2.5% |
2.8% |
2.8% |
Ningbo Bank |
2% |
2.4% |
2.8% |
3.25% |
CITIC Bank |
1.95% |
2.3% |
2.75% |
2.75% |
Minsheng Bank |
1.95% |
2.35% |
2.8% |
2.8% |
GF Bank |
1.95% |
2.4% |
3.1% |
3.2% |
Huaxia Bank |
1.95% |
2.4% |
3.1% |
3.2% |
Industrial Bank |
1.95% |
2.75% |
3.2% |
3.2% |
Bank of Beijing |
1.95% |
2.5% |
3.15% |
3.15% |
Bohai Bank |
1.95% |
2.65% |
3.25% |
3% |
Hang Fung Bank |
1.95% |
2.5% |
3.1% |
3.1% |
Zhejiang Merchants Bank |
1.95% |
2.5% |
3% |
3.25% |
Jilin Bank |
1.95% |
2.52% |
3.3% |
3.6% |
Bank of Dongguan |
2.025% |
2.52% |
3.025% |
3.25% |
Nanjing Bank |
1.9% |
2.52% |
3.15% |
3.3% |
Bank of Jiangsu |
1.92% |
2.52% |
3.1% |
3.15% |
Qilu Bank |
1.875% |
2.52% |
3.3% |
3.6% |
Huizhou Merchants Bank |
1.95% |
2.5% |
3.25% |
3.25% |
Bank of Hebei |
2.25% |
2.73% |
3.3% |
3.3% |
Changsha Bank |
2.025% |
2.835% |
3.575% |
3.705% |
Jinzhou Bank |
1.95% |
2.73% |
3.575% |
Independent Pricing by institutions |
Sheng Jing Bank |
1.95% |
2.73% |
3.57% |
4.22% |
Xi ' an bank |
2.025% |
2.52% |
3.3% |
3.6% |
Shanxi Merchants Bank |
1.95% |
2.73% |
3.575% |
4.5% |
Bank of Chongqing |
2% |
2.52% |
3.3% |
4.3% |
Hankou Bank |
2.25% |
2.8% |
3.25% |
3.75% |
Fujian Strait Bank |
2.1% |
2.9% |
3.85% |
4% |
Longjiang Bank |
1.95% |
2.73% |
3.575% |
3.9% |
Among them, the benchmark interest rate of one-year loans of financial institutions was lowered by 0.25% to 4.35%; The benchmark interest rate for one-year deposit was reduced by 0.25% to 1.5%; other grades of loan and deposit benchmark interest rate, the people's Bank to the financial institutions lending rate corresponding adjustment; Personal Housing Provident Fund loan rates remain unchanged. If you would like to know more about the relevant information, please pay attention to the benchmark interest rate network to understand the latest news.
List of the latest deposit rates for major banks in December 2016