Middle-class investors: Selling a suite in the Fourth Ring Road of Beijing to migrate to the United States

Enthusiastic investment migrants in the middle class: Selling a suite in the Fourth Ring Road in Beijing to migrate to the U.S. industry news China Business News [microblogging] Li Lin I want to share 23

Middle-class "new" Immigrants

Li Lin

Editor's Note/once upon a time, spending money to migrate to Western countries is regarded as a lifestyle for the rich. Today, this so-called lifestyle has become a trend in the ever-expanding Chinese middle class. Over the past 10 years, popular immigration countries such as the United States, Canada, and Australia have quietly lowered their prices, tens of thousands of rich Chinese people have completed immigration through so-called investment, either for their children or for elder care or for business convenience. However, for many middle-class immigrants, they only remove their "identities". Working and living in China with Green Cards is another way of life.

Low funding requirements for migrating a suite in the Fourth Ring of Beijing to the United States may be "seckilling" the resistance of many middle classes for a long period of time, but investment immigration is not smooth, in addition to the investment risks of overseas projects, the "gray" risk of asset transfer abroad has also been high.

First-line investigation

Out of the "high" investment immigration

Recently, Mr. Li, a manager of a private company in Beijing, found that several friends around him had completed immigration overnight and moved their families overseas. However, the income levels of his friends are far from the richest. The annual income of these friends is several hundred thousand yuan, and the income is at most well-off.

In fact, as the National Entry-exit policy becomes increasingly open and house prices and wages are rising, the number of migrants has changed significantly. From the past when the richest people were in the majority, foreign companies, private enterprise employees, and other middle-class people change, and the reasons for Immigration also become more diversified. from children's education, living environment, to overseas investment in real estate, and so on can all become the driving force.

Investment migrants are becoming more common

Beijing, Jianguomen-International Trade Business Area, big and small office buildings are spread across immigration agencies, and most of the famous companies are located here. At noon one day at the end of October, the reporter of China Business News met a man and a woman who went to the company at the entrance gate of the zhonghai square building where Beijing kaisheng entered the company. The man was like a small businessman, women are simple women. From their dress-up and conversation, it cannot be seen that they are two investment families that have completed most of the procedures of investment immigration respectively. The project is progressing smoothly and is now in the waiting for repayment stage.

The person in charge of the consulting department of a famous immigration intermediary company in Beijing told reporters that in the past two years, the number of customers who have come to consult and finally handle the investment immigration business has increased. Therefore, the company's business staff have also been specially expanded, the copywriting Department expanded the number of people who handled American investment immigration from four to 10 in the previous year, while the European Department expanded the number from two to eight.

"Whenever the weather turns to smog, there will be a lot of consulting calls from customers, an increase of 2 ~ 3 ." A senior consultant from the company told reporters.

In fact, with the soaring property prices in the north and the wide area, and the sharp increase in the salaries of top managers in some enterprises, coupled with worries about currency inflation and soaring prices, the number of migrants who have invested in the industry has greatly changed in the past two years, more than two years ago, they were wealthy investors, such as entrepreneurs, whose family property was at least 10 million yuan.

In the past two years, the proportion of business owners has decreased significantly, and the proportion of general users has increased. "In the past two years, families in the first-tier cities have generally reached the threshold for investment immigration in many countries by selling one or two houses," a consulting investment consultant wrote a bill to reporters, taking the mainstream investment immigration country of the United States as an example, the United States EB-5 micro-investment Immigration Amount of 0.5 million US dollars, coupled with various other costs, 0.58 million US dollars (equivalent to more than 3.5 million yuan) all can be done within, and now 3.5 million yuan in north and wide, most can buy a set of two homes in non-downtown areas of ordinary housing.

In the past two years, investment migrants from some European countries have a lower threshold. For example, investment migrants in Greece only need to buy a property of 0.25 million euros, and the total cost is about 2.5 million yuan, in addition, the benefits in Europe are relatively good. Therefore, when the purchasing immigration policy of some European countries is launched, there are even a lot of investors who want to consider elder care needs to choose these countries.

Qi Lixin, president of the Industry Association of Private Entry-Exit intermediary agencies in Beijing and president of the Oriental jiesheng investment Immigration Agency, said that as some countries adjusted their immigration policies, including European countries that were not actively involved in the past, both have formulated policies that are very conducive to the resettlement of overseas properties of Chinese applicants, which makes the application group more extensive, such as Europe, from 0.25 million ~ If you invest 0.5 million euros in real estate, you can match your long-term residence identity ~ If you invest 3 million yuan in capacity, you will be able to earn an overseas identity. Can you say they are rich?

Mainstream education needs

"Families with children's educational needs have now become a considerable proportion of investment migrants. As long as they are families with children, the main purpose of investment immigration is to educate their children ." A senior investment consultant told reporters that many of his families who invest in immigration are concerned with children's future education. Some families are also economically charged. Take the United States, an English-speaking country with the most immigration demands as an example, if you want your children to study abroad in the future, it will take about 0.2 million ~ 0.3 million yuan, and if a child has a green card in the United States, there is no need to spend money in public schools below the u. S. High school.

In addition, from the perspective of admission difficulty, a child with a green card in the United States is more likely to be admitted to a university in the United States than a child without a green card, because the United States only takes 5% ~ 10% of the students enrolled abroad.

At the same time, because they do not have an American identity, the students who take a study visa to work and practice outside of school will be subject to various restrictions of the federal law, but the reality is that many employers are reluctant to hire them. Even after graduation, if there is no green card or nationality, many employers will not be willing to hire them. The barriers at various levels allow many families to ultimately choose the path of investment immigration.

In fact, many Chinese parents are willing to give full play to their children's education. Mr. Li's father-in-law is because at the end of last year, his family handled U. S. Investment immigration. Fa Xiaoyi is also an ordinary family. The husband and wife have been in Beijing and Shanghai for many years. His wife is in a foreign company, and his husband is in a state-owned enterprise in Beijing as the management level. Both are not indigenous people in Beijing, the couple had a 9-year-old son who was in the third-grade elementary school. During the past two years, the family had just been reunited in Beijing. In 7 million, when house prices were low, they bought two suites, with a market value of ~ About 8 million yuan. In the past, couples knew nothing about the United States and did not think about investing in immigrants. Two students in their son's class had already handled the whole family migration. When receiving children on weekdays, the husband and wife had some exchanges with their parents and reached a consensus that basic education in China is relatively more solid than that in other countries, in China, many university students are playing and the papers are perfunctory. It is a waste of the foundation of the compulsory education stage. It is better to go abroad before the beginning. In order to cultivate their children, the family decided to move their families to the United States.

However, Mr. Li's family was not rich Jia. When they made the decision, they did not know that investment immigration to the United States was a very risky thing for them and thought they could do it after spending money. Because one of the core contents of US immigration law is at risk ). For an investment of $0.5 million, if a project fails to be selected, it may not only fail to get a green card, but may also mean that about half of the family property is lost. The family had long been hesitant and entangled. They spent three months participating in large and small promotional conferences and ran seven or eight of the most famous immigration agencies in Beijing, detailed analysis of nearly 10 investment projects.

After a long struggle and hesitation, they finally chose a Hotel Apartment Project in California on the west coast of the United States, which is relatively secure for repayment and property return. The logic of this family is that, even if the market is fluctuating and the property is devalued, it is better than waiting for five years without failure. They have also calculated an account. Because developers can return their projects in the construction and other real estate projects they have built, they can choose a school district in the suburbs with a good environment, the property fee is much lower than that of an apartment, and because it is a school district room, it is very convenient for children to go to school. In the future, the family will have a place to live in the United States.

New Immigration troubles

Not only has the identity and needs of investment migrants significantly changed, but the age structure of applicants has gradually become younger. Qi Lixin told reporters: "applicants from countries with relatively well-developed immigration laws and asset Source Review strengths gradually become younger in their age structure. If they were born in 1950s in the past few years, now the 70 s and 80 s are gradually increasing, and will become the main investment force. The reason is that a person with a positive investment needs to have support from educational qualifications, language requirements, and real assets ." Qi Lixin believes that investment immigration will become normal in the next five years, and family migration will become a normal trend. The Development Trend of Overseas migrants in China will become healthier and more benign.

At the same time, with the normalization of investment immigration, there are more and more investment choices, from the selection of countries and regions for investment immigration to the selection of specific projects, all need comprehensive and careful consideration. Because the United States and Canada are the main English-speaking countries, the economy is developed, employment is more convenient, and the threshold is relatively low, applicants can account for about 80%, especially since the Immigration Law was revised in 1990, in the United States, where the investment threshold has not increased, the investment is favored by most investment migrants because of the low investment amount.

A large number of investment products and regional centers have also emerged. According to official data from the US Immigration Department, the approval volume of the U.S. investment immigration regional center increased from May 30-6, 2014 to 660 at the end of 711. The surge in the number of regional centres shows the current popularity of investment immigration in the United States, but also increases the difficulty of investment immigration applicants in selecting EB-5 projects.

Ms. Huang, who wants to raise her family's immigration requirements, told reporters that she and her husband had been overwhelmed by the selection of many projects during the U.S. investment immigration process. Initially, she first came into contact with two well-known immigration agencies, focusing on one of them having been working on projects for several years and having a good chat with consultants, the person in charge of the company personally met her twice and talked about the risks, operation details, and operation procedures of the project for two or three hours each time, various indicators meeting the requirements of the Immigration Law were analyzed in detail. After analyzing various possible questions with her husband and obtaining satisfactory explanations, she signed an agreement with the owner happily. However, a few days after the agreement was signed, her sister, who was far away from the U. S., found that the project's first phase of land had not yet started, this results in the possibility of extension of that phase of the project, and thus the project application time cannot meet the requirements of the immigration law. The applicant may fail to apply for a temporary green card after obtaining it.

Ms. Huang was afraid of a cold sweat and contacted the person in charge of the company. However, according to her explanation, the shadows in her mind could not be dispersed, and she finally exited the project. Her logic is also quite representative. 3 million to 4 million yuan is a huge overhead in the family. In the process of investment, it will take five years for her to stay in China, I have no idea about the situation in the United States. Once the investment fails, the loss of household assets is almost unbearable.

Ms. Huang's anxiety is not excessive. American investment immigrants have been labeled as risky. In 2014, South Dakota North beef processing plant EB-5 investment project was declared a failure, the project attracted hundreds of foreign investors, including 120 Chinese investment immigrants, in the case announced a failure last year, as a result, their green cards are ruined and funds are lost.

The Chicago Convention Center investment project in 2013 was also a fraud-oriented financing scam. In this regard, the relevant director of the kaisheng Immigration Department warned investors that the best way to avoid risks is to select non-commercial projects as much as possible, that is, the project can meet the employment requirements of investment immigration law. Select large and long-history immigration agencies as much as possible. These organizations have successfully paid back projects and are more conservative when selecting projects, we do not recommend investment projects with obvious risks for a relatively high agent fee.

Kaisheng immigration information department people told reporters that EB-5 investment although there are some risks, but not as high as people think, EB-5 is using strict into wide out, permanent Green Card (I-829) the approval rate was 96%, 92%, 95% in fiscal year, which was significantly higher than the approval rate of 81%, 79% and 80% in the previous I-526 phase.

It is not foolproof to avoid investment risks.

In recent years, although the number of people applying for Immigration has increased, the number of countries approving immigration is relatively stable. Qi Lixin told reporters that the quota is relatively stable, so the number of applications has not changed much from previous years. Each year, there are about 10000 to 15000 thousand Chinese applicants from different countries in the world, the approval volume is also roughly the same.

For example, the number of new applications in the United States is 4000 in a year, and the number of applications approved is 3000. However, due to the accumulation of applications year by year, more than 10000 applications have been applied. In addition, the Canadian Federation has 3000 applications per year, and the approval volume is similar. Although there has not been a significant increase in the number of applications for investment migrants in China, the number of applicants from different countries has also been diverted as the number of migrants in some European countries increases.

Because of the backlog, as the hot United States, its EB-5 visa is also used up early this year, extended from August 23 this year to October 1 to re-issuing, With the u. S. Investment immigration application hot, the applicant's schedule will be longer. Even after the successful login, those who have migrated to the country of immigration also have to face a new issue of immigration supervision.

For example, in the United States, although the content of the immigration law is that, before obtaining a nationality for five years, the Green Card holder can leave the United States for no more than 183 days consecutively. The intermediary will tell you to log on to the United States once every six months. However, another core aspect of immigration law cannot be ignored: Green Card holders must reflect the willingness of the United States to live in the real world.

"Unknown, dangerous, and unmeasurable" means that if you only occasionally log on to the United States, even if you meet the requirement that you log on to the United States every six months, it is also very likely that the ministry of Homeland Security officials will temporarily deduct the green card without any explanation. The reporter once interviewed an entrepreneur who immigrated to the United States in 1990s. In the end, he gave up his green card because he was unable to log on frequently and endured criticism.

(China Business News)

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Middle-class investors: Selling a suite in the Fourth Ring Road of Beijing to migrate to the United States