Mobile payment treasure Borrow Bai how to open payment treasure borrow Bai to open steps

Pay treasure Borrow Bai to open step

1, first into the Alipay wallet, and then click on the lower right corner of the "wealth." Pull down and you can see the "borrow" option.

2, click to enter, select "Experience Now" can be opened.

3, after opening it will show you the current amount can be borrowed, click "I Want to loan", and then enter the relevant information can be a loan. Detailed use tutorial: Click to jump

How much can I borrow to pay treasure?

"Borrow Bai" is Alipay launched a loan service, the current application threshold is more than 600 sesame seeds. Depending on the score, the amount of credit that a user can apply for is ranged from 1000-50000 yuan.
In addition, sesame points in more than 700 users, can also apply for the opening of the "good period of credit", the amount of 2000-10000 yuan, the loan period is divided into 3, 6, 12 months, can be repaid at any time, monthly interest, repayment of the month by day, the repayment method for the equal interest. "Users who are above 700 can apply for both ' borrow Bai ' and ' good loans ' at the same time, adding up to a maximum loan of 60000 yuan."
In other words, if your sesame points in more than 700 points, can be paid from Alipay to 60,000 yuan RMB.

Precautions:

It is understood that Alipay borrowed 0.045%, 1000 yuan per annum about 90 yuan, the conversion of adult interest rate is 16.425%. and the current 1-year bank lending benchmark interest rate is 5.35%, this shows that Alipay and bank loans compared to the former interest rate is several times higher! But if it's a bank without a mortgage, it's about the same rate. At present, the annual interest rate of bank unsecured loans is mostly 14.5%~20%