New mortgage policies or helping the property market recover second-hand houses in Beijing rose 0.1 million in two days

New mortgage policies or help the property market recover second-hand houses in Beijing rose 0.1 million in two days China News [microblogging] I want to share 103

A few days ago, the central bank and the China Banking Regulatory Commission issued a major new mortgage policy. According to the news, the property market in Beijing began to show signs of recovery. The people's financial investigation found that, during the National Day, the number of incoming calls and transaction volume of multiple real estate projects increased, while the second-hand housing market in Beijing experienced a 0.1 million price increase for one suite in two days.

Since the beginning of this year, Mr. Liang has been in Beijing, and he was optimistic about a second-hand house with a total price of 3 million in weigong village. However, the cold Qing Dynasty in Beijing property market has made Mr. Liang unable to make up his mind and remains on the sidelines. The second-hand house he liked gradually dropped from the first 3 million to 2.3 million, a decrease of 0.7 million.

Mr. Liang still failed because he believed that house prices would fall and Beijing would stick to the purchase restriction policy. However, a piece of notice on the eve of the national day left Mr. Liang panic.

On September 18, September 30, the central bank and the China Banking Regulatory Commission issued the Notice on further improving housing financial services. The notice stipulates that the minimum down payment ratio for loans to households that buy the first set of ordinary self-built housing is 30%, the lower limit of the loan interest rate is 0.7 times the benchmark loan interest rate. At the same time, banking financial institutions should implement the first suite loan policy for families that have a set of housing and have settled the corresponding housing loan. In order to improve living conditions, they will apply for a loan again to purchase ordinary commercial housing.

"This new mortgage policy is more aggressive than other rescue measures," said Mr. Liang, who thought that it would be too late to launch a new mortgage. during the National Day, he did not go anywhere and went to the real estate and real estate agencies. After just two days, Mr. Liang took a fancy to the second-hand house in the neighborhood near huangqu. He did not think much about it. He immediately handed in the deposit and settled the house.

According to a survey by the people's financial reporter, although there are no specific rules for the new mortgage policy, but for the Beijing property market, it has indeed played a warming effect. Zhang, a chain real estate agent, told reporters that after the launch of the new mortgage policy, the number of people who visit the house and consult increased significantly. "Before the 11 S, a maximum of one person visits the house every day, now there are about three people every day." In terms of transaction volume, it was good that every intermediary could sell one suite every month, and some agents had sold three suites after the New Deal.

Zhang also told the people's financial reporter that after the announcement of the new mortgage policy, the price of second-hand houses has also undergone subtle changes. According to him, from February this year to September, the second-hand housing market in Beijing has always been in a downward trend, and many homekeepers keep lowering prices. After the Central Bank and China Banking Regulatory Commission announced the announcement, many homeowners have begun to raise their expectations. Mr. Zhang said that on the second day of the National Day, a house with a price of 3.2 million yuan was sold, and the homeowner explicitly stated that the price should not be less than 3.3 million. "Two days of increase of 0.1 million yuan," Zhang believes that the new mortgage policy has a great impact, stimulating the hidden demand for improved housing.

Yang hongxu, vice president of Shanghai yiju Real Estate Research Institute, said that inventory in many cities is high and house prices are falling. Although many buyers are expected to be stimulated by the new mortgage policy, however, it may take some time for buyers to turn to optimism immediately. The expected overall reversal of buyers is not that fast. (Jia xingpeng)

(People's Network)

New mortgage policies or helping the property market recover second-hand houses in Beijing rose 0.1 million in two days