Old Lai Terminator pay Bao 9.0 electronic IOU function tutorial

　　Where is the Alipay IOU?

Open the "blue" pay treasure wallet, the bottom navigation switch to "friends" in the upper left corner of the "Address Book" to select a friend.

2, click "Send Message" into the dialogue interface, click on the right side of the input box "+", you can see an "IOU" option.

　　Alipay how to borrow money from others?

1. The information that can be entered in the IOU's interface includes: Loan amount (cap 100,000), loan period, interest, reason. The term provides a repayment cycle from one week to one year.

There is also an "expired Payment PO Automatic deduction" option, that is, after the expiration of your Alipay account will automatically transfer return to each other. The other person sees this option will have a greater chance of borrowing to you.

It should be noted that the "interest" here refers to a fixed amount, not a proportion. For example, you fill in 1 is 1 yuan, not the total amount of 1%. So if the system prompts you for too much interest, don't worry.

　　How can Alipay lend money to others?

1, when we received the loan application, we will see such an interface, but also have a mobile phone SMS reminders.

2, click the blue box in the dialogue, will enter the IOU interface, if we are sure to lend him, then just click on "Lend" can. If you do not want to borrow, you can only shelve, because there is no button to provide a rejection.

The details of the IOU can be viewed in detail, and there is a "wipe off" button. If the other person has returned the money to you by other means, then the direct click to wipe out even if paid off. Then both sides of the IOU will become "pay off" state.

This feature is clearly not fully designed, so there is no shortcut entry. If you want to browse the history of the loan, you still need to go to the "friends-choose friends-Borrow" step.