Security issues in online shopping

Now because everyone's pace of life faster, online shopping more and more people, the internet shopping behavior is more and more frequent. What clothing, tobacco, alcohol, mobile phones, kitchenware, pet food and so on, in addition to some have to personally experience the ability to sell things, almost nothing on the Internet to buy. And online shopping also often have some unexpected harvest, let people have to praise, the charm of the internet age.

But for most friends, there may be a concern. Because many times, online transactions need to use a bank card/credit card, and now online use of bank card/credit card transactions, it is easy to encounter a variety of fraud, after all, not face-to-face transactions. Especially in the domestic, network trading is a lot of friends at a respectful distance.

So how to facilitate, fast, and safe, reliable network transactions? Here we will introduce some tips to prevent bank cards/credit card accounts from being stolen during online shopping.

It says some of the negative effects of online shopping, but the convenience and benefits that it brings to us are really not to be obliterated. Online choice of shops more than reality, and not very tiring to stroll a long street shop to pick goods, easy to do goods than thousands, there are many rare personalized products can be found quickly on the Internet. And shopping will not be affected by bad weather, not long queues waiting for those hot goods. It is definitely called time-saving, labor-saving, efficient and fast way of shopping.

Virtual Credit card More secure

Online shopping More and more friends will use virtual credit card transactions, that is, the opening of internet banking, the advantage is that the transaction time is short. Open Online Banking is very convenient, only in the bank counter or bank-related pages fill out the form can be. Then download and install an online bank to pay the plug-in (you can click on the browser download or other free download tools to download), you can. Then you can set the repayment time and the consumption limit when you open the online bank (this you can change at any time). The bank then generates a credit card number for you, which is based on the expiration date and CVC2 number you requested (a string of numbers on the credit card that some sites enter to prevent others from embezzling your credit card).

Now you can pay by credit card online, you will be regularly subject to expense documents for verification. You can apply for multiple bank credit cards in order to purchase a different Web site. The credit card software installed on your computer will display and process each of your cards at different sites for each purchase. Safer trading is more reassuring

In addition to looking for a professional network of banks and their own to be cautious, if there is a safe and mature trading system escort will undoubtedly be more reassuring. Here, we present to you 2 payment instruments that now have a good reputation in both international and domestic online transactions. However, first of all, let us remind you that although they can evade the risk of network transactions to some extent, there are still some loopholes, do not think you can rest assured!

1. PayPal (PayPal)
ebay's PayPal (PayPal) is the world's most widely used trading system. To make online payments via PayPal, you must provide a bank account number or credit card numbers. You do not need to provide the seller with your account information and data, only to be in the transaction in accordance with PayPal instructions to the corresponding seller account transfer can be. PayPal will send you an email when the seller receives the payment.

Like credit cards, PayPal has its limitations. Although the manager promises to confiscate the goods after you pay, you will return the whole silver. But its protection to the buyer, or to the pusher of the prevention means far less than it propaganda so in place. Its money-back guarantee is only valid on ebay for more than a certain number of users (you will not notice the terms before you use it, or you may not be able to read the word game it is playing between the lines). In the absence of transactions on ebay, even if the buyer to PayPal to report their payment did not receive the goods, PayPal at best only in the seller's PayPal account has sufficient refund amount can be refunded to you. It is also a pity that many large commercial stations do not support PayPal, but there are indeed more and more small businesses using it.

Although under normal circumstances, you use a credit card to recharge the PayPal account, you can also be dissatisfied with the transaction through your issuing bank to return the payment. But in fact, in a lot of online fraud cases PayPal is also just uninformed intermediary, in the case of the card is stolen under the circumstances and it will take a long time, it is better to directly find the issuing bank reported missing.

2. Alipay (Alipay)
In the domestic network to buy the use of Alipay trading system is relatively safe, the use of it can basically guarantee the money and goods security. Because you buy goods and payment, payment by Alipay for buyers and sellers for temporary custody. Only when the buyer receives the goods and confirms that they are correct, the seller can get the payment. In this way, the maximum control of the transaction security and logistics distribution of the two major factors affecting online shopping.

and in order to enhance the security of Alipay account, to prevent the account password by Trojan program or virus theft, we can also use Alipay security control. The security control realizes the complex encryption of the user's key information on the basis of SSL encrypted transmission, and can prevent the Trojan program from intercepting the keyboard record effectively.

However, when shopping online shop, it is necessary to select the goods information. such as the purchase of electronic products and digital products, if you see mobile phones, laptops, portable playback equipment, digital cameras or DV products such as low prices than the market too much, you have to leave a mind. Because it's a very likely scam. After all, this kind of products and clothing shoes and hats are not the same, the profit space is limited, price pressure is too low, has completely deviated from the actual cost of words or fake products, or is simply a rip-off.

There is also in the online shopping, pay attention to see the goods in the shop with accessories is professional. The general provision of professional accessories shop is honest, settle down business. If the accessories in color, function, texture and attributes and the main merchandise difference is too large, it is still not consider this shop.

In addition, the seller's reputation level is also an important reference. A few hearts, a few diamonds, praise rate is how much? Generally speaking, with a number of diamond credibility and praise rate of more than 97% business transactions, relatively safer. And for those new sellers who have only a few hearts and no credit rating at all, you need to keep a little more in mind. Because even if Alipay provides a refund application function, if you encounter the seller of malicious fraud, your proof of the road is also full of hardships.

Bold choice, careful pay

In fact, sophisticated Internet users will occasionally encounter fraudulent online shop, and the operating system and some software security vulnerabilities will make credit card accounts and passwords lost, the rate of online credit card fraud cases are also rising daily. In fact, if you don't click on phishing emails and shop in a store that's widely trusted, you're basically not going to lose credit card accounts as easily as other people who are careless.

Finally, we have summed up some of the online shopping, online transactions should pay attention to some of the issues. As long as you follow these principles, you should make your online shopping process easier and more enjoyable.
1. Protect the Master Card
In fact, compared to online shopping stolen credit card accounts and passwords of the danger, you also have the heart in the real bank card/credit card stolen. A lot of people have been robbed of their wallets and their credit cards have been taken to shopping and eating and spending a lot of money. But some lucky thieves sometimes get away with spending on stolen cards, because the stolen card is a secondary card. When the secondary card is consumed without the authorization of the main card, the main card does not have to bear the consumption amount on the secondary card.

2. Choose Shop carefully
As an additional protection measure, it is best to choose a store that is certified by your issuing bank when shopping online. To enter these certified shops, you must register a user ID and password. When trading, some sites will ask you to provide a CVC2 number on your credit card, which will prevent someone from stealing your credit card account for consumption on the Internet. Because stealing your credit card account on the Internet only gets the card number and password, but they do not have the real world credit card itself, so there is no printed on the credit card serial number.

3. Internet Help
If unfortunately, your account has been stolen, in addition to the site to the Superior management department or public security agencies, you can also online or through the radio and other means to seek help to track the people who steal credit card accounts. Some nonprofit organizations will also help you track Internet thefts that are not authorized to use your credit card account, and even help you find the person's address.

4. Keep a good eye on the statement
Be sure to print out a bank card/credit card consumption document at every time. This will enable you to see if there is any consumption behavior that you have not swipe. In addition to issuing bank, you can also request such as annualcreditreport.com and other sites to help you send the bill free of charge.

The security of online shopping is clearly a matter of great concern to everyone, but as long as you look carefully at the details of the transaction and follow the above protection measures, I believe that it will be easy to deal with these dangers, rest assured that the Internet to enjoy the world to us easy and convenient.