Should I buy a house if the renminbi depreciates?

In the era of RMB devaluation, the biggest concern for buyers is whether the House should be bought or not? If I buy it, will the house price fall? Don't buy, what should I do if the house price rises? This problem is really tangled. So should I buy a house if the renminbi depreciates?

After the exchange rate between the RMB and the US dollar was hit by a limit of six, some insiders have also changed their judgment on the long-term trend of the renminbi, indicating that the possibility of devaluation cannot be ruled out. However, the exchange rate change has created an opportunity for the establishment of a floating mechanism.

The deposit reserve ratio is lowered, and the mortgage policy is relaxed. A lot of real estate prices remain unchanged. In 2011, housing prices in first-tier cities were collectively lowered. China's turning point in house prices has reached, and five preparations must be made to buy a house now.

Should I buy a house if the renminbi depreciates?

First, closely study policy trends and guard against related traps. "A colleague bought a house at the beginning of the year and paid the down payment according to the pre-regulation policy of 20%," said Li Zi, an industry insider. As a result, the house was not bought due to policy changes.

2. Stay away from the investment storm center, such as the hot areas such as beishangguang and Hainan, which of the following are your long-term uncertain visions and current actual problems?

Third, three key points of purchasing a house through loans: first, the ability to bear the first payment, second, the stability of the loan policy, and third, the Reserve for loan repayment for at least three years, foreign Exchange Commission analysts said, then you can buy a house with a loan.

Fourth, there are great risks in future planning. The developer should be especially cautious about future planning, and take the land as well.

Fifth, for investment commercial apartments, many so-called property hotels or small apartment houses are sold on rent and on behalf of each other. In fact, there are unclear owners after the house is handed over, at present, China's relevant laws and regulations are actually very gray in this field, and many rights and interests of customers after purchase are not guaranteed.

In the era of RMB devaluation, whether or not to buy a house or not depends on your own economic conditions. In addition, I hope you can consider the five preparations mentioned above.