Simple process for third-party payment transactions

Payment Gateway

Payment Transaction Process:

A general third-party payment platform, such as Alipay, Tenpay, provides the processing business of a capital payment transaction. This payment transaction process can be simply planned as follows:

1. The operator initiates the payment request through the browser;

2. A signed customer (means a merchant contracted with a third-party payment company and has its own payment management system) to respond to the payment request and return to the payment page;

3. The operator fills out the form and submits the data according to the data to be filled out on the payment page. The data was submitted to the payment gateway system of the third party payment company;

4. Payment gateway system Returns a web-Silver docking Interface page that allows the customer to fill in the payment data associated with the order (usually the card number, password, etc.) of the bank card;

5. The operator completes, submits all order data (transaction serial number) and bank card data to the Silver Internet banking system;

6. The Silver networked banking system processes payment requests and returns the results to the payment gateway;

7. The payment gateway will stub the results of this transaction into its own backend system;

8. Also inform the contracted customer system of the payment result;

9. The final payment result will also be returned to the operator's client browser in the form of a Web page.