Smart cast is myth or is it really magical?

The article comes from wave-wise investment https://www.wavehk.com/

Recently, a news "Wall Street Trader's rice bowl is not insured-the world's first artificial intelligence Etf-aieq easy to win the U.S. stock market" shook the entire market industry and intelligent investment industry. After the information is released on the network, "tremble, Trader!" , "Artificial intelligence etf" Seconds to Kill "human" and other articles overwhelming, time as if one night back to the March 2016, "human intelligence defense" Alphago war Li Shishi, artificial intelligence to replace human once again be pushed to the wave.

The intelligence of the company to take this news to shine, the original is very hot to the intelligent investment to climax. The artificial wisdom cast was lifted to the altar.

When some people are depressed or pleasantly surprised, we turn the focus from the United States back to China, to see the smart investment in the Chinese market situation.

China's investment market has two more obvious people, one is the accumulation of savings in the social middle-class population, such people accounted for a large part of their investment habits are low-risk, do not have high-risk high-yield psychological quality, they are more concerned about stability.

At present, the market can choose the rigid payment, money funds and other financial products and purchase channels are very rich enough to satisfy the investment needs of such investors, in turn, these financial products also let these investors accustomed to low-risk, high stability of the financial environment of income. So for this type of investor, the smart investment does not reflect the obvious advantages of not to buy.

Another is a "overnight rich" mentality of investors, from 2015 Great bull market days of the number of accounts can be seen, such people tend to gossip, mutual inquiry, learning and sharing experience, and then their own trading, their demand is to earn money and can from time to time self-show or vent some.

Such investors are suddenly exposed to smart investment advisers, and acceptance is problematic in the face of machines that lack trust and are unable to communicate.

There is a kind of intelligent investment in the target customers, such people are more rational, investment experience, with a good investment mentality and investment awareness. But such investors tend to want more personalized services, and it can be very easy for them to get bored with the smart, computerized programmatic service model.

Analysis of the above three types of investors will find that the current smart investment market is more embarrassing, either the investment group is not suitable, or suitable for group care. In this way, the traditional investment of the exchange of personalized services and smart investment in the standardization of the complementary services are particularly necessary, this is for the third class of investors.

For the first and second type of investors also need a certain period of market incubation, the establishment of "knowledge literacy" mechanism, the promotion of intelligent Investment portfolio advantages; At the same time, the overall development of intelligent investment will need to wait for the market increasingly rational environment to promote.

Like the hottest app wave-wise in recent years, smart investment at the technical level has become a consensus among most people. Because the big data based on the intelligent algorithm with the four advantages of people can not: first, the scientific way to calculate, clear decomposition of the return on Investment portfolio, overcome human weaknesses; second, the management cost is relatively artificially low; thirdly, the wind control can be carried out from multiple dimensions, and the wind control ability is stronger than that of labor.

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conclusion, artificial intelligence in the technical level is also unable to completely replace the human, but can improve human shortcomings, technical division of technology, AI specializes in big data analysis, involving big data can be completely given to artificial intelligence, but in small data, the investment and research team's logic, experience and judgment will be particularly important.

In a word, in this era of information explosion, the artificial investment portfolio and management has been far from enough to meet the market, and the emergence of intelligent investment can solve the problem of artificial, can better help investors to make wise investment choices, it is only a tool, but also a technological progress in the history of mankind , neither excessive mythology, nor fear too much.

The article comes from wave-wise investment

The graph 丨 is from the network

Smart Cast is myth or is it really magical?