The golden law to become rich

New sofas with new chairs with new tables, new tables with new furniture, new furniture with new houses, some people go bankrupt step by step.

Taylor Barham was born from a humble position and started from a grocery store clerk. Later, he founded the world's largest joint circus and became one of the richest people in the world. His concept of wealth is different from his method of accumulating wealth. He pointed out to us the simplest and most reliable way to create and accumulate wealth. He listened carefully to the teachings of the startup, and believed it would be of no benefit to anyone.

Comfort at most, no luxury

The method of getting rich contains the simplest method, that is, let's get the money. As Mr. michober (a character in the English writer Dickson's novel David composphil) said: "If a person earns 20 pounds yuan a year, he spends 20 pounds sixs, that would be the most painful thing. On the other hand, if he earned 20 pounds yuan a year and spent only yuan a week, that would be the most gratifying thing ." You may say, "we know the truth. This is called "save". It is like eating a cake, and the cake is no longer ready after it is eaten ." But knowing is one thing, and whether or not we can practice it is another thing. Many people go bankrupt by knowing this truth.

Thrift always means receiving is greater than the expenditure. Old clothes can be worn again. New gloves can not be bought for the moment. Food can not be too exquisite. The house can stay a little small and don't hire others to do what you can do. In this case, unless an accident occurs, a person's life will surely accumulate a wealth. If the money is saved and interest is added, it will continue to increase. If you know more about reasonable investment and financial management, such as investing in real estate at the right time, and changing the money stored in a bank into a national debt for higher interest rates, your wealth will grow faster. From now on, I suggest you prepare a booklet, draw a table, and record your expenses. The table can be divided into three columns: necessities, comfort, and luxury ". Soon you will find that the money you spend on comfort products or luxury goods far exceeds the necessities of life, sometimes more than 10 times. Such costs are not necessary. Dr. Franklin said: "It is the eyes of others, not our own eyes that have ruined us. If all people in the world are blind, I don't have to worry about beautiful clothes or gorgeous furniture ." Even if there is no blind man in this world, you do not have to go with your money to make others look at your eyes. Relying on excess capacity consumption to maintain the face, it is not advisable to beat the fat face, once the truth of the matter is exposed, it will make people look down on it.

Be cautious when buying horses for the saddle

I have a very rich friend who bought a well-studied new sofa for his family when he made a fortune in his business. That sofa alone costs him $30 thousand! The sofa arrived, but found that the tea table was not matched, so I changed the coffee table, chair, and finally changed all the furniture. At this time, it was found that, compared with the new furniture, the house looks too old and old. So we removed the old house and covered the new house that matches the new furniture. "That's it," my friend said. "For this sofa, I spent $0.3 million in total. Then, in order to maintain it, I have to spend $0.11 million a year. Before that, I had to spend just a few thousand US dollars a year, so I could have a very comfortable time, and not had so many troubles or so many things to worry about. This sofa almost dragged me to the edge of my bankruptcy. If it wasn't for me, and I made some money with the help of my friends, I would have done it all. From then on, I made up my mind to limit my desire to spend money and cut costs. I will no longer do this silly thing to buy horses for the saddle ."

This friend is no longer doing this silly thing, but many other friends are repeating the same silly thing every day. For example, if I bought a new dress, I had to wear a corresponding necklace, watch, handbag, pants, leather shoes, and then I had to replace the car, next, I want to go to a qualified restaurant ...... Such consumption is not exhaustive. Even if a wealthy person consumes money in this way, his family will soon be exhausted, just like my friend. Some people are not very wealthy.

Be careful about consumption liabilities

Young people who have just begun their independent lives must be especially careful in avoiding debt. Debt can easily deprive people of their self-esteem and even make them despise themselves. When the creditor comes to the door to ask for a debt, you have no money to pay off the debt, and you will become a rogue over time, without knowing what dignity is. There was once a rich man in the country who taught his son: "John, never go to credit. If you can't afford it, you can just get rid of it. They can help you pay back it ." This means that if you want to borrow money on credit, it should also be for investment, in order to make more money and accumulate more wealth. If you just want to eat, drink, dress, live in a big house, drive a car, and make a fat face in front of people, do not borrow money. I don't understand. Some people actually borrow money for luxury consumption, buy a fur coat, and borrow money for a new and better car. This is really silly. When you have no money, you will find out how happy it is to get in and out, and a simple life can also be full of sweetness.

Always pay off

No matter how hard you are, no matter how tired you are, do not push what you should do now to the future, even if it is just an hour later. How many people have succeeded in their lives by relying on diligence, while their neighbors have spent a few hours in poverty every day. Fighting Spirit and hard work are two essential factors for a successful life.

Daily support for self-help users. Some people just sit there all day, complain about this, complain about it, complain about others have the opportunity to make a fortune, but he has no chance. In most cases, chances will not fall from the sky. I have heard a story about the crowdsourced Security Testing Platform of Muhammad. It is said that one night, Muhammad went camping in the desert with his followers and heard the tired followers talking: "I will not tie a camel any more. Let God take care of it!" "No, no, not that ." The precognition said, "You should hold your camels first, and then give them to God !"

Do what you can, believe in Tianzhu, or whatever you call it. But do not forget to do your best!

Don't worry about spending money on others

There was a young man who looked lazily walking and working. I once asked him, "Why are you always looking down all day long ?" The young man has read books, has a good education, and has a high degree of education. He said: "I have received so much education that I am not trying to become a guy for others. I have to do it myself. I am the boss myself ." I said, "That's good. Why don't you start to do it yourself from now on ?" "I have no funds to start," he said ." "So will you have a startup fund ?" "I'm waiting ." "What are you waiting ?" "Wait for my startup funds ."

Then he told me that he had an elderly aunt who was very rich. "she has been living for a few days. If she cannot die right away, I will find other wealthy old guys. They will lend me thousands of dollars, so that I can start. You only need to get the funds to start your career. I will do well ."

How can he have such an idea? I can't believe it! Not to mention whether he can really get the startup funds of his career, even if he gets it, I don't believe he can do well. The funds that have not been obtained through hardships are not reliable. This is the reason that money can be quickly obtained. Under such circumstances, he does not know the true meaning and value of money. Without self-discipline, discipline, thrift, patience, and perseverance, you always expect to start a career with others' money rather than your accumulation. Such a mentality is terrible and cannot be successful. How did the young man count on success, such as his aunt? As far as I know, nine out of ten wealthy elderly people in our country are poor children and start from scratch. They rely on their firm will, determination, effort, perseverance, thrift, and good habits to succeed. In the course of their gradual development, they accumulate money carefully to achieve their wealth in their later years. This is also the best way to accumulate wealth.

Don't count on falling pie in the sky! Don't worry about spending money on others! Do not give to others! This is my advice to this young man.

Concentrate all power

Attach a nail persistently and press it until it is very deep and transparent at the end. Focus on a career, stick to it until it succeeds, or until experience tells you that you can give up. When a person's energy is not dispersed and all is attached to a task, his mind will keep thinking about how to improve the task, and he will definitely keep improving. However, if the brain is filled with more than a dozen different projects and tasks at the same time, the concentration will also leave him alone. Wealth also slipped from your hands, so remember that when you are doing something, you should concentrate all your strength and do it with your full efforts. After doing this well, we will do the next thing again. As the old saying goes, the iron cannot be all put together but all put together. The last thing you get is a pile of scrap iron. Be careful with such a friend

When a person has money, we can usually see that there will be a bunch of people around him. These people claim to be his or her friends. They taught him how to play cards, how to smoke, and how to identify different brands of cigar and wine. In short, they all let him pay for it. The hard-earned money was quickly squandered under the care of these friends. Sometimes they will tell you where to go and how to have a good opportunity. "Make sure you can make a fortune !" As a result, you may lose tens of thousands of yuan to make an unexpected fortune.

What these friends are best at is to boast about you. In this way, many people will soon forget to think that they really have a golden finger that is omnipotent. You may hear one of them say, "Oh, I have no idea about this business. Only you can teach me ." So you taught him generously and forgot that you had no idea about the business, and generously invested 10 thousand yuan in the other party's sweet words, then, you can append it to 20 thousand yuan and 30 thousand yuan until you final complete bankruptcy, but it was too late. At this time, you will understand that you are not a god, and you have no Gold finger. Those "close" friends in the past are scattered at this time, leaving you alone to taste the taste of failure. I have seen too many such things, and I believe there will be more in the future.

Never waste the money you have earned. When you have the money to come to your friends, closely follow your friends, will you boast like a flower friend, and when you have no money, none of your friends are really friends before you start. Be careful with such a friend!

Don't brag

Some people have many stupid habits, one of which is to brag. Without making much money, the money is everywhere. A millionaire is a millionaire, and a millionaire is a billionaire. Instead of making any gains, they often get helpless. What if someone asks you to borrow money? Do you want to borrow or not? What if someone asks you to donate sponsorship that exceeds your capacity? Do you donate or not? Therefore, in my experience, do not brag about anything, and boast Nothing To Do With harm. From an early age, bragging may make you lose your reputation. Seriously, you may create many obstacles for your own career without reason, and these obstacles should not exist.

Integrity

Integrity is more precious than diamond and money. An old ghost said to his son, "you must make money. If you can make money honestly, you must make money. If you cannot, you must make money. In any case, you must make money ." This suggestion is not only evil, disgusting, but also embodies the essence of stupidity. In fact, he is like saying: "If you think honesty is not easy to earn, it is not hard to earn dishonest money. You may wish to earn dishonest money ." Poor stupid guy, he doesn't know. The most difficult thing in his life is to earn money without being honest. An dishonest person may not be hiding in the mall for a long time and will soon be noticed. Once discovered, the door to victory and success will be closed to him: people who have no principles or tactics have to worry about being cheated, and worry that they will tarnish their innocence.

People without integrity cannot truly enjoy the joy of success, because the true joy can be truly realized through a peaceful and peaceful heart.

Money itself does not have good or evil. It is the source of the so-called evil that people do not want to control money. Money itself, if used properly, is not only a good helper in the family, but also can bring happiness and satisfaction to yourself and others. As Shakespeare said, money is a good friend. The desire for money is everywhere and there is no blame, but remember that when you have enough money, you must also bear all kinds of social responsibilities brought about by a large amount of money, such as building bridges and making up the road, good deeds.