What does cloud flash mean? How do you apply for a cloud Flash credit card?

What does cloud flash mean?

It takes three big strides to experience Cloud Flash: First you need to have a near-field payment (NFC) feature, Android mobile phone; cardholders need to bind their bank cards to their bank's mobile app and generate a cloud-flash card that is equivalent to a "stand-in card" for the entity bank card; Finally, the cashier at the supermarket and shopping mall has UnionPay. Flash pay "logo of the POS machine, the cashier entered the payment amount, consumers only need to light the phone and gently placed in the vicinity of the POS machine, in the" drip "after the entry of the password, the completion of the entire payment process.

In fact, the application of the NFC near-field payment technology used by cloud-Flash has been launched by a handful of banks, such as China Mobile. The UnionPay and ICBC, CMB, Beijing Bank and other more than 20 commercial banks across the country to push the "cloud flash", it is the first time the payment method in the banking system large-scale implementation. UnionPay related leaders, in addition to dynamic key, cloud verification and other security, payment does not show the real card number, can effectively protect the cardholder's privacy and pay sensitive information.

Earlier, because many merchants POS system does not support, and other reasons, some consumers in the use of flash pay for a taste of taste often hit the wall. ICBC said yesterday that 2016 will be in its billing business involved in the Merchant POS Flash function upgrade, to promote more businesses to support this function.

According to UnionPay introduced, compared to other mobile payment methods in the market, UnionPay "cloud flash" can not only meet the cardholder's demand for multiple payments, and the advantages are obvious. First of all, UnionPay "cloud flash" is safer, with innovative technology to bring dynamic key, cloud verification, such as multiple security, payment does not display the real card number, effectively protect the cardholder's privacy and pay sensitive information; second, the payment experience is more convenient, payment without mobile phone networking, and do not have to open the mobile phone bank app, Just light the screen close to the POS to complete the payment.

At present, the first batch of "Cloud flash pay" commercial banks have more than 20, including ICBC, Agricultural Bank, Bank of China, Construction Bank, Bank of Communications, merchants Bank, etc.

Cloud Flash support for the Apple phone?

At present, the first batch of commercial banks supporting the "cloud-flash payment" has surpassed 20, including ICBC, ABC, Bank of China, CCB, Bank of Communications, merchant bank, etc. It is noteworthy that the current "cloud flash" only support the use of Android mobile phones, ICBC staff revealed that the first quarter of next year, "Cloud Flash" is expected to be extended to Apple mobile phone users.

How to apply for a cloud Flash credit card

1, download GF Bank mobile app, directly on the home page to find the cloud flash function

2, select Cloud Flash, enter the list

3, in order to secure the need to install Cloud Flash plug-in, click OK installation download

4, bind a GF credit card, apply for cloud card

5. Activate the Cloud Flash payment card

6, for security, you can choose to light the screen pay off, and set the phone unlock password