What is Tencent's credit? View your own Tencent Credit method introduction

　　Introduction to Tencent's credit

Tencent's report on the individual's credit rating is based on its performance on the Tencent platform, Tencent to provide the letter of the report if the results of other institutions are different, it represents a certain problem in this dimension. "As long as the use of Tencent any software for three months to half a year, you can in the Tencent credit to draw a certain letter report." "For personal credit reporting, has been in the QQ member of the beta." Personal credit reports are distinguished by stars.

From the credit interface, in the "My credit" on the home page, there are 7 stars to represent the user's rating, but also to check the credit-related transactions, wealth, consumption and other information. And such a credit rating, not only in the future to obtain loans and other financial services for the reference of financial institutions, will also be used to book hotels, car rental and so on.

There are hundreds of standards of personal credit rating, but not from social content, but from some peripheral data. For example, when adding friends, whether to actively add others as friends will be slightly different.

In fact, whether social data can be turned into financial data has been questioned in the industry. Tencent, however, says Tencent's credit is not just about social data. "Tencent has two sets of models, one of which is a more traditional model of financial-biased data, one set of social data." "The experimental results show that the predictive power of the model is significantly improved after the traditional financial data plus social data."

　　The role of Tencent's credit

1. Personal Credit Report

2, a number of financial institutions recognized the Internet personal Credit report

3. Various loan services

4, the provision of cash loans, credit to pay a variety of loan products, simple to apply for easy payment

5. Intelligent Repayment Management

6, the intelligent correlation real name account number. Multiple accounts, one login all done

　　Tencent Credit Launch time

At present, Tencent Credit is still in the beta stage, it is expected to wait 2-3 months to be formally launched, will inevitably put it and pay treasure sesame credit points for comparison, heartily look forward to it.