Baidu Wallet How to loan

Baidu Wallet Loan Prerequisites:

A credit loan does not require a mortgage such as a property, or a loan issued by a bank based on a personal credit condition.

A credit loan requires basic information from you:

1. Applicant's Identity Certificate

2. Personal Credit Report

3, nearly 6 months salary card water

4. Other personal certificates required by the lending institution

The amount of credit is based on your salary flow and the type of business. State-owned enterprises are 20 times times the wages of water, the enterprise is 10 times times the wages of water.

Baidu Wallet Loan Process:

Everyone look at the premise of Baidu Wallet loan also want to apply? Small series seems to feel super trouble, it is better to apply for Alipay or micro-credit loan, looks like Alipay more reliable, the use of Alipay new loan chant function, the maximum loan of 60,000 yuan.

Of course, Alipay loan is also conditional, just your credit sesame points to reach 600, the higher the sesame, the higher the amount of the loan.

　　How did you get the sesame?

It is evaluated mainly from five dimensions:

1. Credit history

Are you a regular person? Like credit cards, car loans, mortgage payments on time? Book a hotel, taxi will be trustworthy performance?

2. Behavioral Preferences

A lot of internet behavior is also added sub-item Oh! Like to pay water and electricity on time, donate in love

3. Fulfillment capacity

have sufficient wealth and comprehensive capacity to repay the loan or fulfill the agreement

4. Identity characteristics

Is your identity information online real and reliable? such as your academic status, professional qualifications, consumption records, etc.

5. Network relationship

Do your little friends have good credit histories too?