Let's talk about the differences between p2p financial systems and stock allocation systems.

Let's talk about the differences between p2p financial systems and stock allocation systems.

We are working on a case where the stock allocation system and p2p system are integrated.

Therefore, we will analyze the functions of the p2p financial system and the functions of the stock allocation system.

I. Core Process and Function Analysis of stock allocation

The stock allocation system process is as follows: the company provides funds for users to apply for stock allocation, and then allocates the funds to their accounts. Finally, there is a tracking of the fund status.

1. Click the stock fund allocation button to bring up the stock fund allocation rate interface.

2. Select the desired product on the stock fund allocation rate page and click Apply for stock allocation.

3. pay the fee at this time. The fee is divided into deposit and risk. There is a problem here. If you pay the deposit first, the system should have a risk fund makeup button.

4. Wait for the Administrator to review the deposit.

5. The administrator reviews the funds in the background and calls the customer to confirm the funds.

6. After the Administrator confirms, the user will be allocated with the Hang Seng account and password.

7. The stock allocation status should be "in progress", and the relevant funds should be frozen. You cannot apply for withdrawal. At this time, there should also be a fund dynamics, that is, the operating system dynamics.

8. The Administrator will input a transaction status every day in the "in progress" stock fund allocation project. The specific form can intercept the funds of Hang Seng. [This form should also be requested from the customer]

9. You can apply to terminate the stock fund allocation. Of course, the following actions are performed by the background Administrator after the application for stock allotment is complete.

10. The background administrator needs to confirm the application. After confirmation, the user's fund status is restored.

Ii. Analysis of p2p core processes and functions:

The core p2p process is that user a applies for a loan, and user B and user c and user n can both invest in it, that is, lend it to him until the loan is full. Some problems are involved here. For example, when applying for a loan, user a must provide some qualifications. In addition to basic identity information and contact information, user a should also provide such qualifications as house certificates and bank transactions. Then the administrator should review and authenticate user a's identity and confirm the qualifications of other creden. After confirmation, the loan information can be linked to the financing Hall.

Other users make corresponding investment based on the introduction.

Iii. Analysis of auxiliary functions of the entire system:

Because verification of contact information is involved, there is an SMS System.

Because different administrators are involved, the system has permissions.

Because payment is involved, a fund system should be in place to clearly record fund dynamics and statistics.

Iv. difficulties:

Fund status records in the stock allocation system.

The stock allocation system is divided into daily allocation and monthly allocation, which should also be treated separately.

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