Make your own financial assistant six habits to ensure your business success

Summary: in short, whether it is a traditional family or a modern family, the meaning of the family cannot jump to the same meaning: the family together, so that life can flourish. If we make full use of every penny we accumulate-we can still meet the basic needs of life and our extensive desire.

1. Select lifestyle

Mark remembers his experiences 50 years ago. At that time, he and his grandmother went to a beach. He couldn't wait to throw into the sea, and his grandmother stepped into the water at 1.1 o'clock. She picked up the water and first moved to her arm and to other parts of her body. Grandma is adapting to water temperature changes. Mark instantly made things, but grandma seems to have spent a whole life.

The story contains a lot of content. You can think of it as increasing the insurance coefficient for your future. Before getting into the water, you should first know what you will encounter, so that you can be confident and have a way to escape when things come. Before making a positive decision to change your life, you need to prioritize and weigh the advantages and disadvantages of your choice.

2. Ensure family first

In 1984, Senator Paul sances was diagnosed with lymphatic cancer. To stay with his family for a longer time, he gave up his prestigious job. As a wise friend said, "No one wants to spend more time in the office before death ". You can earn what you need to live and solve financial problems-or even prosperity-but not necessarily play workaholic: You don't have time to play games, fix fences, or stop and sniff the fragrance of roses.

In short, whether it is a traditional family or a modern family, the meaning of the family cannot do the same: the family together to observe, let the life multiply.

3. develop entrepreneurial habits

To succeed, you need to develop the habit of starting a business: versatile, flexible, good at selling yourself, focusing on Personal Financial Management, prioritizing things, and always ready to quit. Today's employees need to be prepared for job-hopping. On average, Job hopping is often performed every four to eight years.

Before putting your entrepreneurial thoughts into practice, it is a good experience for you to first run one or two small industries. It is of great help to your start-up, operation, and experience accumulation. We regard it as the "trump card" in your hand ". You may quit your job because you like the "trump card" in your hand, or make various preparations for job conversion.

4. Save every penny

Maybe you don't believe it, saving small money is worth it. Small money is small, but the increase speed is very fast. If you lose coins twice a day in the piggy bank (two in the next day; four in the third day, eight in the next day; keep going), by the end of the month, your piggy bank will be very expensive, because it is already $5 million-0.5 billion coins. The coin that saves a few minutes can bring you great wealth.

If we make full use of every penny we accumulate-we can still meet the basic needs of life and our extensive desire.

5. Invest in your debt

There was a story circulating everywhere: when the well-known Wally was asked why he wanted to rob the bank, he replied, "because there is money here. "Willey may be a villain, but not a dumb. He selects the right target. However, if you can invest in a bank, rather than rob it, it will certainly be better.

The debt is equivalent to a financial Russian round bet-the gun is full of bullets! You will never know which day unemployment, medical crisis, divorce, or even the roof of the rain will cause your financial crisis. So it is the smartest way to minimize debt-there is another reason: you can save a lot of money for yourself.

6. Planning financial management prospects

Assume that your property has not increased significantly, and you have no first-class investment in your career, but you will still earn a fortune. For example, if you and your lover are both 25 years old, your family's income is the same as that of ordinary American families-earning the latest estimated $54910 each year. If both of you work until you are 65 years old, even if your income never increases, there will be no excessive living expenses. In the end, your income will exceed $2 million. If your salary increases by 3% year on year, your income will eventually exceed $4 million. What else? You become a millionaire.

So how do you use the money? Let it be lost, or is it easy to use? The best financial designer is yourself.