It is possible, but not necessary, for any other country to have a background that is less likely to be private. Because first, lufax all a father-in-the-peace, and this father-in-the-Lufax to the group strategic level; second, Lufax's target audience is the mainstream financial crowd, not most of the peer-to-hand financial crowd. (The mainstream financial Group is a simple understanding of the bank's financial management crowd, this part of the people have the main wealth in society, and most of the current platform of the financial crowd is not this group.) )
Based on the above two points, Lufax's users are not entirely because Lufax provided a "substantial" guarantee to choose it, more is the "peace" brand this implicit credit endorsement choice. And the interest rate of Lufax is the lowest in the main peer-to, at least 3 points lower, this also shows that mainstream financial people's oral disease group of risk appetite is low, compared to this part of the income is poor, the lower risk is important. And the general platform provides the "guarantee" clearly from the letter of credit is far lower than the "peace" of the flagship.
This part of the crowd in the investment Lufax before the bank to buy financial products, for Lufax, they think this is a wealth management products. I think Lufax has realized this, and the collateral of the company has a leverage limit, so why not just cancel it.
Most of the people on the peer management