What are the financial products for young people?

Are you a "moonlight Clan", "gnawing on the old tribe" or "economically applicable male / female"? Young people who have just entered the workplace, most of the wages are not high, except the daily food and drink entertainment, accommodation, transportation and other costs, almost nothing. Many people always think that money is a rich person to do things, but in fact, young people because of the money in the hands of less to learn how to finance, let money to give birth to money. Nowadays, there are many kinds of financial products on the market, which is the most suitable one? Today, Asia Heng Investment to introduce some suitable for young people's financial products.

Minimum bank deposit risk

Bank deposits are relatively the least risky form of investment, although interest is relatively low, but liquidity is strong. At present, the bank deposit rates are different, young people can choose joint-stock banks or large state-owned banks deposit products, of course, the overall difference is not very large, we can choose according to their own circumstances. At the same time, you can choose some of the bank's financial products.

Fund set to invest in lazy people

A wide variety of funds, the general starting point of the amount of yuan, many young people do not know what kind of fund they should buy. The fund is divided into stock type, currency type, mixed type and bond type, in which the stock fund risk is bigger, and the profit is quite considerable. In the case of a fund-setting, it is advisable to consider the more risky mixed-use funds, as this approach helps to significantly reduce investment risk. Fund set investment suitable for lazy people to manage money, the fund is fixed investment is the law, mandatory deduction, "Moonlight Clan" can be a few days after payday set to Debit day, so through the fund to set the equivalent of mandatory savings, can be used with the future of specific planning considerations.

Peer Net loan yield up to 20%

For the young people who are on the computerall day, peer network loan is a good choice. Peer is an online lending model under the Internet age, in essence, it is a private borrowing, which only takes the company as the intermediary, and the two sides of the loan are connected together to realize their borrowing demand. Network as the carrier, the use of advanced Internet technology and perfect wind control system, to achieve online banking and offline business effective docking. Asia-Heng Investment can be invested, the yield is basically in 10% above, the highest can reach more than 20%, investment direction and investment period can be independent choice, convenient and fast. Peer banking threshold Low, short term, high yield, at the same time, the National Credit Network loan is the ideal choice for young people to manage their finances.

Investment is risky, and financial management needs to be cautious. Young people in the choice of financial products must first evaluate their own risk tolerance, the ability to do.

What are the financial products for young people?