Intermediary business refers to the business that does not constitute the non-interest income of assets in the bank table and liabilities in the table.
Including:
Financial services that charge service fees and price differences between buyers and sellers
Consultant
Agency trading of funds and bonds
Purchase and sale of fund products for valet
Agent charges
Managed
Payment and Settlement
Compared with traditional services, intermediary services have the following features:
1. Do not use or directly use the bank's own funds
2. Do not bear or directly bear market risks
3. handle the business for the customer on the premise of accepting the customer's Commission
4. You will be charged for service fees (service fees, management fees, etc.) and charged for price differences.
5. diverse categories, wide scopes, and increasing proportion
Commercial banks rely on traditional spreads, making it difficult to gain competitive advantages.
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