Internet finance is not the Internet itself to engage in finance, but the Internet will be the form of financial investment financing reform, the ultimate management of capital is still the traditional financial institutions. So if the risk, the risk of internet finance can only be lower than the traditional finance, because the financial side is the traditional finance, but the cost of financing is lower than the traditional finance.
And the traditional financial big man oppose, because the first and the Internet cooperation financial service providers are basically not the big guy, that is, some in order to rob the market for survival of the traditional financial brother through the Internet business Cooperation Challenge big man status, let the Big guy furious.
The definition of true Internet finance is more about how to use internet technology to abandon traditional financial institution-led behavior.
At present, the essence of China's Internet finance is the financial Internet, a large number of Internet financial institutions, the essence of the internet is playing the cloak, do is actually financial institutions, financial de-media has become an empty word.
The most typical is actually peer
An excerpt from the Internet Financial Perspective