Technical knowledge of banking business

Day cut, that is, log switching, general, system configuration of the day cut time (generally for the night trading trough times), will activate the center of the day-cut program, the Exchange center to the member row issued a daily cut start command (0800 messages, network Management Code 201), the member line to complete the above-day cut. The choice of the timing of the day, such as: When the online transaction is not completed how to deal with, while there are other batch how to deal with and so on.

After the day cut, usually do log migration work. Why do log migrations work? This work is generally for non-UnionPay transfer trading system. If the system tangency is later than 11 o'clock in the evening, such as 0 o'clock at night, the transaction will be migrated to the current transaction log in the one hours from 11 o'clock to evening 0 o'clock.

End-of-day batch: 1, check whether the batch can be launched, mainly to see whether the completion of the day cut, 2, call batch and record batch status, 3, Generate batch file, 4, batch error and resolution, 5, bulk and third-party accounting, 6, accounting error and resolution, 7, batch completion.

"T+1" trading system. Since January 1, 1995, in order to ensure the stability of the stock market, to prevent excessive speculation, the stock market implementation of the "t+1" trading system, the purchase of shares in the same day, to the next trading day to sell. At the same time, the funds are still "t+0", that is, the day of withdrawal of funds can be used immediately. "T" in "t+1" refers to the trading day, "t+1" means the second day of the trading day. At present, the Shenzhen-Shanghai A-share clearing and settlement system adopts the t+1 way, refers to the investors buy the same day stock can not be sold on the same day, need to wait for the next day delivery transfer can be sold, that is, the second genius can sell stocks. In the use of funds, the day after the sale of stocks, funds back to the investor account, the same day can be used to buy stocks, but, the same day to sell stocks, funds back to investors account, investors if they want to withdraw cash immediately is impossible, must wait until the next day to cash out. In fact, the money is also t+1 to the account. In addition, for other businesses in the financial system, the concept of "t+1" is generally referred to as the second day of the day. such as reconciliation, liquidation, clearing points, debit floor transactions. A general transfer transaction involves a large transaction and will require a few business days after the account is credited.

Network reconciliation. 1, the online reconciliation after the end of the Exchange center and the member lines through the 05XX message online reconciliation. The reconciliation may include: debit, credit, transfer, authorization, enquiry of the transaction and its revocation, total amount of transaction, total amount of processing fee, total transaction fee (sum of transactions and processing fee), net liquidation amount, 74# ~ 89#, 97# data element in ISO 8583. 2, the detailed reconciliation if the online reconciliation is inconsistent, that is, should be transferred to the detailed reconciliation processing: the member will be related to the transaction flow file Upload Exchange Center, if the network transaction load is heavy or insufficient communication bandwidth, you can unload the transaction files to the PC, other communication mode upload the Exchange center. The Exchange center receives the upload flowing water, can with the Exchange center own transaction water ratio pair, carries on the detailed reconciliation, the detection problem revises.

What is the relationship between business and technology? 1, in this industry, business is the most important, programming knowledge is less important, but not to say unimportant, but also important, but not because of this and neglect the business knowledge. 2, business knowledge is skilled is professional talent, programming knowledge proficiency is just a general talent. The former strong, you can work in this industry for a lifetime, and finally have their own customer resources, and then do their own. The latter learned, to move to other industries when there will be more reusable technology. Technology and business cannot be disjointed. If it's just a developer, it's OK to do more technology, but it won't be much of a success. If you want to develop, not familiar with the business is not. Of course it is in this industry. Technology relative to the business or business is important, but the technology must be solid, business proficiency is to let you improve the efficiency of the detours, but know how to do also will do especially for technology.

Technical knowledge of banking business