Housing preferential policy will be due to buy house

Property market Gold Nine silver Ten is about to pass, many developers did not slow down the pace of promotion, the current preferential policy is about to expire is one of the factors supporting this phenomenon.　　"The preferential policy is coming to an end, now the house price is also high, next year's house price is more bad to say, again did not catch the concession to even lose." Property market Gold Nine silver Ten is about to pass, many developers did not slow down the pace of promotion, the current preferential policy is about to expire is one of the factors supporting this phenomenon. In the face of the current high housing prices and preferential policies, many home buyers face difficult choices.　　Now buy, afraid of expensive, do not buy, but also afraid to miss the preferential policy of the "last bus." Preferential policies to the unknown end of the year, the national 2008 "on promoting the healthy development of the real estate market," (hereinafter referred to as "opinion") some of the preferential policies will expire, the time node points to December 31, 2009, in accordance with the "opinion" of the said, the policy tentatively executed to the above time Then how to be determined. This is to deal with the financial crisis, a number of temporary real estate preferential policies are terminated or continued, industry experts disagree.　　The city's real estate sector authority said that the policy formulation and implementation depends on market feedback, developers and buyers hold a wait-and-see attitude is normal. Theoretically speaking, the "opinion" on the tax, down payment and interest rates and other aspects of the cancellation of preferential policies will result in the cost of home buyers, such as housing, such as large consumer goods, the changes in the deed and interest rates will bring great fluctuations in the market. Assuming that the total price of 1 million yuan of the house, 1% is 10,000 yuan, interest rate fluctuations will affect the monthly repayment amount.　　If these policies do not continue next year, then the extra cost will make the total price of the purchase rise. Also has the industry analysis said, in the actual implementation process, the policy preferential or not can play the decisive promotion function, the cancellation preferential treatment will not have the essential influence to the property market. In addition, the impact of the policy on the purchase of housing, but also depends on whether the house is used to live or investment, in general, the demand for their own income tax sensitivity is relatively low, and investment is higher.　　Therefore, the home buyers should also consider the focus on the trend of housing prices next year. Now is afraid to buy your house prices and the market about each other, the current price is high is low, a lot of people are not ready to purchase, the industry experts are not in doubt. Jian, who has been married for 3 years, is going to replace his own room with two rooms. This matter in his home brewing for quite a long time, starting from this May, house prices soared, half a year to increase the two thousand or three thousand yuan per square meter is not fresh, in his words, he is the more not shot, the more afraid to shoot. The family lives Heping District Qin prepares for the child to purchase the marriage house, has seen many real estate, found the suitable availability to be few, had to again "wait a minute".　　Last month, the city's central district of the transaction average price of 12089 yuan/square meters, some of the improvement of demand also return to the sidelines. According to the Tianjin Land and Resources and Housing Authority published "daily rate" statistics show that October 2009 from 1 to 21st, Tianjin City, a total of second-hand private property 4509 sets, and SeptemberOver the same period of decline 30.5%, the average price of 5941 yuan/square meters, up 1.3%, as a result of the National Day holiday during the housing sector does not accept the objective impact of second-hand housing business, October turnover performance for the decline, but from the daily average day trading level, 450 sets of daily turnover compared with September up nearly In addition, as far as I love my home Market Analysis Center data show that the recent market, in addition to rigid demand has been more active, there have been a lot of customers due to take into account the sale of second-hand housing transactions in the tax concession policy implementation date will be to accelerate the transaction phenomenon,　　　　The impending arrival of the policy implementation node and the different parties ' judgment on the future policy are one of the important reasons for the release of the partial demand in the second-hand housing market at present. Do not buy afraid to miss the "last bus" industry experts to the reporter calculate a sum, to buy a set of distance from the last purchase transactions over 3 years, an area of 70 square meters, the total price of 600,000 yuan of ordinary housing as an example, 2008 New Deal before and after the purchase can save the deed of 3000 yuan [600,000 yuan * (1.5%-1%)], stamp duty 600 yuan ( 600,000 Yuan *1%), business tax of 33300 yuan (600,000 Yuan *5.55%), a total of 36900 yuan, the policy before and after the total cost of total purchase costs accounted for the proportion from 8.5% to 3%, so that the loan buyers of the monthly repayment pressure greatly reduced, The dual benefits of fiscal policy and monetary policy have eased the burden on homebuyers.　　Just imagine if by the end of this year, the preferential policies to stimulate the property market will not be renewed, the above cost will directly increase the amount of purchase. "The preferential policy is coming to an end, now the house price is also high, next year's house price is more bad to say, again did not catch the concession to even lose." Mr. Zhang expressed his opinion. "Can save a little bit, now do not buy, if the next year to cancel concessions, prices can not go down, the loss is even greater."　　"Reporter visits the new four district part of the real estate found, many real estate volume momentum is good, even not be optimistic about the" 11 "period, Beichen District many high-rise and villa projects are sold very fire, many buyers give up" 11 "vacation, to the sales office to buy a house. According to the China Real Estate Index Research institute data show, September, the city four district new commodity residential market total traded 358,600 square meters, the chain Rose 0.5%. The average price is 6948 yuan/square meters, the chain Rose 1.6%.　　Among them, Toray, North Star has a small growth, xiqing volume and last month basically flat.　　News Link: Is the last season a turning point in the property market? House prices have been rising cash days, reporters in Tianjin, some of the newly opened projects to understand that the number of recent arrivals compared with the apparent decrease in September, some sales staff told reporters, people have slowed to go out to see the pace of house selection, mainly because of Tianjin in the past six months to a straight-rising housing prices,　　　　Some people who are ready to buy a house have started to hold the currency waiting, observing the development of Tianjin Real estate market. Prices are looking forward to the policy huimin from Harbin to Tianjin now a work of the public institutions Miss Liu told reporters, she since 2006In September in Nankai District rented a set of more than 60 square meters of the house, because the rent is more expensive she has always wanted to buy a suitable housing, can take out 300,000 to 400,000 to pay the first, the rest by the monthly housing. In this way, not only can be used to live, but also to facilitate the parents often come to visit tourism. But because of the fluctuation of Tianjin real estate market in recent years, at the end of 2008 she wanted to buy a house, around some of the real estate friends said the real estate market instability, advised her to wait, perhaps there will still be a decline, and work more busy, so that she has not had time to carefully choose the room, the city's housing prices are suddenly albatron,　　Up to August 2009, the past wanted to choose a few real estate projects around the Haihe rose by an average of one-third, and the rising prices have now deterred her.　　Reporters in some of the newly opened property sales office found that about half of the respondents would like to call on the state authorities 2010 years to be able to introduce more policies to reasonably limit the developers to benefit the home buyers. October go down the potential property market prospects from the North Network real estate channel data show: Into the three weeks after October, Tianjin commercial housing prices have been showing a decline, last week, the average price of commercial housing 7985 yuan/square meters, turnover fell nearly 20%; Tianjin second-hand house turnover of 5999 yuan/square meters, Showed a slight downward trend. It is understood that since entering the October, in Tianjin commercial housing market for three consecutive weeks at the same time, the country's many urban property market prices are beginning to loosen. For people concerned about the "2009 last quarter of the market," the inflection point will come, some industry experts believe that developers of the price behavior has been some buyers refused to buy the house action "protest". A few months ago, real estate unprecedented heat, a large number of residential and commercial housing transactions, people's rigid demand has been released early; on the other hand, some of the newly opened real estate project prices increased significantly, some real estate projects in excess of the average price limit, leading to the current trend of demand reduction. At the same time, the current housing price is not only because of the decline in demand, credit contraction factors can not be ignored. The current decline in bank loans and demand for home purchase, so that the price of Tianjin may start to appear a small decline in the trend.　　And once the real estate prices have fallen, people generally embrace the "buy up not to buy a fall" mentality, the real estate market will appear turnover and the price of a new round of adjustment, such as the current price of some real estate projects may be the real estate market changes before the adjustment of some initial signals. Reporters in the interview found that a different view is that some industry experts believe that, although the Tianjin real estate market turnover in October this year slightly lower than in 8 September, but also falls within the normal rate of increase fall. Because the growth of the last few months contains a number of rigid needs and potential purchasing power that have been saved because of demolition and subway repairs. The release of trading volume after the fall in the real estate market is very normal, but then a small drop after the increase is commented as "again see inflection point", is not comprehensive. IfThe decline of this kind of increase is called "inflection point", then the stock market can be called every day "inflection point". Thus, whether the future price will fall, now buy a house is not worth the question, it is easy to answer: actually do real estate transactions are not worth it, most people buy a house is not to do short-term speculative business is not expected short-term profit, so the next 10 years the trend of real estate development is certain.