Network operators can make payment more secure method

"Even if the industry safety standards already have the encryption technology and a set of rules for payment information, the Web operators still face the risk of information theft, so they need to re-examine ways to enhance payment security," CyberSource said in a new white paper.

At present, the online Payment Security application protocol includes Secure Sockets Layer protocol (SSL), Secure Electronic Transaction Protocol (set), 3D Secure protocol, Secure Hypertext Transfer Protocol (HTTPS) and so on.

SSL is a network security protocol based on public key cryptosystem, which is used to establish a secure channel between client browser software and Web server to realize the confidentiality of information transmission on Internet. Now at home and abroad some of the higher security requirements of the Internet banking, E-commerce and e-government systems are mostly based on SSL protocol, the digital signature module for the establishment of a supplement. Set its essence is a kind of application on the Internet, credit card based electronic payment system specification, in order to ensure the security of network transactions. 3D Verification is a free service provided by credit card companies for customers to securely conduct online shopping. That is to complete the online billing verification system between the issuing bank, the receipt line and the merchant to ensure the transaction is carried out safely and normally. HTTPS is used to compress and decompress data and return results that are sent back over the network.

These guidelines provide a framework for web operators that tell them how to securely store and deliver payment card account data away from criminals, but there are still some inherent problems. In most companies, payment information is disseminated throughout the organization, and payment activities run through different business processes throughout the order management lifecycle, and all payment information is flowing, so payment information can be stolen at every point in the process.

To better protect sensitive customer information, retailers should take steps to keep payment card information in both the internal and external networks, in addition to complying with the payment agreements. Feasible methods include: outsource the process, the customer payment consent to the Third-party payment processor to deal with; To obtain a server certificate can effectively enhance the credibility of the website; for the consumer shopping site, McAfee's logo represents this site regularly through McAfee's security scans, Websites can prevent malicious hackers from hacking and have perfect system security, consumers don't worry. In addition to encryption technology, if the use of some such precautions, network operators and customers will be more secure protection.

The security of enterprise payment is a kind of protection to the brand, it is also a responsibility of the enterprise to the customer. In order to better protect your brand and customers, you must make your payment more secure.

After editing this article will be included in the "business of the operator-Web business Success" expected publication date December 2009