New Deal on a first-tier city housing prices or price reduction 30%

According to the Chinese voice of "news in the vertical" 7:21 report, Beijing time today 0 o'clock, Nanjing Bank's loan system automatically upgraded, two mortgages down 50%, 1.1 times times the interest rate officially entered the implementation phase.　　At the same time, Nanjing and the earlier implementation of the mortgage differential rate of Beijing, the buyer's application for the dissolution of the purchase and sale of the number of contracts has suddenly increased.　　As early as a few days ago, Nanjing Wang has felt the chill from the bank, because its loan application was rejected by the bank: Yesterday I said no, stop the loan, do not lend to you, is that we belong to many sets. In fact, major commercial banks have already tightened lending policies, according to senior real estate personage Li Wenjie said, Beijing more than 10 new bank of new countries launched, has already begun a differential interest rate policy, but also let investors feel the chill is that the new deal will be introduced by the Bank of China's policy on the two and above housing differential interest rates. This means that people who bought two suites last year need to pay more interest.　　Dawei, chief researcher of Zhongyuan Real estate market Research department: The previous purchase of the second suite Third suite in the next year's interest rate adjustment also according to the second set of 1.1 times times, the third suite 1.2 times times, many of the previous loan customers will be affected. The loan is difficult, the interest rate increases let some already signed the second-hand housing contract also frequently encounters the breach. Mr. Kang earlier this month in Nanjing Jiangning Sheung Shui Ark ordered a second-hand housing, 90 square 1.15 million, now he decided not to this House, together with intermediary fees and deposit, he will compensate the seller and intermediary company nearly 60,000 yuan, Mr. Jiang: Last year Jiangning Landscape ark opposite the house Love Bay, the opening price is Liu Chilai block a square, Now second-hand housing more than 12,000, I feel expensive. The country's policy on the house, the introduction of the intensity is relatively large, I think the house can be down.　　So this time I would rather pay a little intermediary fees, handling fees, I return it, I wait for the house down I buy. Mr Kang's idea of a buyer has risen sharply recently. According to the Central Plains real estate Statistics, in Beijing second-hand housing breach of the case, the buyer back to account for more than 70%, and prior to the majority of sellers breach of promise. The sale of second-hand housing has fallen by 80% in the past week. Dawei that everyone on the outlook is the main cause of the above: macro-control is now the ten ministries together will be a policy, and now only 3 ministries of the policy, there are 7 ministries can be a policy.　　See the light afternoon feel that the price will not rise, including buying a house to sell the house are, so that now sell the house I feel very little.　　In Li Wenjie view, second-hand housing has encountered a breach of contract also explained from a side of the loan policy has begun to show the effect: The new credit policy led to a lot of transactions, because the buyer can not obtain the original loan number and interest rate concessions, so buyers also break the contract. Although the second-hand housing market has emerged a sell-off, but the overall price is not too much volatility. And the new house listing price is firm, the bargaining space is basically not, wait-and-see property market Next road in where? Dawei assured that second-hand housing prices will fall. LevinJay Analysis said that the current developer funds are still relatively sufficient, in the pricing will continue to rise in the situation, but by the impact of second-hand housing prices in the next six months inevitable decline, Li Wenjie: The house in fact and second-hand housing prices to promote each other, although at present it does not reduce prices,　　But as the volume shrinks and the client's wait-and-see mood increases, I think it's likely that in the 5 June or so, the volume of first-hand housing will fall sharply, and the price decline should be in the three to four quarters. What is the rate of decline in house prices? Li Wenjie, Dawei the answer is surprisingly similar, in the first-tier cities, house prices fell 30%, or even back to the level of early 2009.　　Dawei: Will be the quarterly risk of the reverse control, is now in the calculation if the decline of 30%, the bank will be bad debt rate or other will have much impact, it can be seen that the policy department is limited to 30%. The idea that has been supporting the rise in house prices is that real estate is the backbone of the national economy. If house prices really have such a large fluctuation will affect the overall economic situation, dawei that the fall in house prices will only occur in a small number of housing prices rise too fast city. (Reporter Tisuping JMJ)