"News Morning" peer-to-peer things: There is no real innovation

In the cloud network every day a selection of scientific and technological media headlines, to deliver the latest information!

1. Phoenix Technology

Zuckerberg and cook "companion" visit China: Show the Chinese market

Http://tech.ifeng.com/a/20141024/40845765_0.shtml

On that day, Zuckerberg appeared in a grey short-sleeved T-shirt and blue jeans at Shun Tak House, Tsinghua University's School of Economics and Management. After the moderator welcomed and introduced Zuckerberg in fluent English, Zuckerberg responded in Chinese: "Hello everyone, thank you for coming." I love the city of Beijing. I still need to practise my Chinese. "There was a sound of laughter and applause in the field before Zuckerberg said it.

To the surprise of the students and even Facebook staff, Zuckerberg followed the whole conversation in Chinese.

2. Sina Science and Technology

Apple CEO Tim Cook's "China Dream"

Http://tech.sina.com.cn/it/apple/2014-10-24/01179726384.shtml

Cook stood in front of the window. Reflected in his gray-blue glass eyes, is caged in a haze of autumn in Beijing. Even in the tallest building along Chang ' an avenue, the entire CBD cannot be covered by eyesight. Can't see clearly, can't see through. But for the Apple (104.83, 1.84, 1.79%) company CEO slowly "join" all the time is not much, his trip to China, Non-stop.

From Zhengzhou to Beijing, from Zhongnanhai to Tsinghua, to Foxconn frontline employees, Apple China employees, media, partners, operators, local and central officials, college students ... All listed on the cook's visitor list. This is the fifth time he has officially come to China three years ago, after officially taking over Apple's helm from Steve Jobs, a 霄壤 than his predecessor.

3. Sohu it

Third-party app stores are slowing, and so should the parties

Http://it.sohu.com/20141024/n405414163.shtml

Recently, Pea pods have published an "in-app search" anniversary, saying pea pods are transforming from app stores to mobile content search platforms, and past app store brands are weakening. Recently, Baidu released mobile distribution market reports that the Android market growth slowed, the dividend is disappearing.

In 2013, the internet company giants on mobile application distribution platform frequently: Baidu 1.9 billion U.S. dollars to buy 91, Tencent to upgrade the application of the first three important business, so what is the reason for the application distribution platform to start to cool down? "Communications daily" (Micro-letter: maoqiying2008) and the Internet, Terminals and the industry chain of the big guy to communicate, the following is information collation.

4. NetEase Technology

Peer-to-peer: There's no real innovation yet.

Http://tech.163.com/14/1024/07/A9AAHMDS000915BF.html

Most of the financial products can be simply understood as the source of funds and the use of capital two aspects. For traditional financial institutions, it is the process of absorbing deposits and issuing loans to gain spreads. Peer-to-peer Finance is the same, but it is through the Internet to gather public funds, and then through the Internet to choose the right loan target process. Peer-to-peer is the original intention of the financial media, so that the funding side and the funds need to directly docking, the value is to reduce intermediate links, improve efficiency, reduce costs. The original peer-to-peer was used purely as a trading platform, not involved in excessive risk control and guarantee process, but such a model because it is difficult to identify the risk of capital demand side, easy to form information asymmetry leading to lower investor will, this original ecological way, although there is a certain market reasonable space, but it is difficult to rapidly form scale, This is also a peer-to-peer finance in the modern financial industry, the Internet highly developed Western countries have not been fully developed reasons. When the peer-to-peer was copied into China, the pioneers also encountered the same bottleneck, therefore, in China's impetuous social atmosphere, Peer-to-peer platform has launched a guarantee, margin, mortgage, security and other forms to the structure of risk control system, in order to gain the trust of investors, enlarge the scale. From this day on, China's Peer-to-peer has embarked on a very different path from the old ancestors, in fact, the quality has been difficult to use Peer-to-peer to define, but also similar to "internet banking." Most of China's peer-to-peer is no longer a relatively independent intermediary platform, which makes the investor not according to the borrower's own choice, but relies on the platform credit or its so-called wind control means the credibility of the investment. The role that Peer-to-peer plays in it is similar to that of a bank.

5. Tencent Technology

Mr. Cook: China is so important to Apple we will invest madly

Http://tech.qq.com/a/20141023/046915.htm

How to view the Chinese market?

Cook: China will become Apple's largest market in the world, and Apple's retail stores in China will rise to 40 in the next two years. Apple has a huge expansion plan in the Chinese market.

Is it too late for Apple to push a big-screen phone? Why are these two sizes selected?

Cook: Apple has designed many sizes of iphone engineering models that can be set for a long table. Finally, from more than 20 models, these two dimensions are selected.

6. Sadie Net

The iphone 6 is expected to ship 50 million Heshuo Foxconn this year

Http://news.ccidnet.com/art/1032/20141024/5645245_1.html

October 24, according to people familiar with the upstream supply chain, due to the strong market demand for Apple's iphone 6, the Heshuo union received a sharp increase in orders this year, it is expected to reach 25 million deliveries this year, the same period, Foxconn Electronics (Hon Hai) is expected to deliver 25 million iphone 6 to Apple, so the iphone 6 's total shipments this year will be around 50 million.

The iphone 6 has a strong demand in the EU market, compared with Asia-Pacific countries that prefer the iphone 6 Plus. The iphone 6 and iphone 6 Plus have a supply ratio of about 55:45 in the Asia-Pacific region, according to people familiar with the matter.

(Responsible editor: Lvguang)