The annual 315 will come, now, the protection of consumer rights and interests is not only offline anti-counterfeiting, rights, how to protect the rights of users online consumption has become the most concerned about the network shopping. Due to the close relationship with the money bag, in the enjoyment of convenient online shopping, to ensure that the Internet payment security appears more important. Do you really do a good job of protecting money online? Alipay security expert Zi Xuan for you to sum up the online payment of several common misunderstandings:
Misunderstanding a
A password to go the world, the password to remember OK?
Description: Some netizens set all the account and password as the same, and like to use the birthday, ID number and other numbers as the account password. Such a password is very easy to be "stolen" cracked, any data leaks are very likely to lead to the loss of all user account chain security.
Zi Xuan: For online payment account set up a separate password, using the "number + letter + symbol" combination of high security level of the password. Like Alipay has login password and payment password two password, must be set to different.
Misunderstanding two
Account number, password storage computer, easy to remember?
Description: Some netizens like to save account password in a computer file. If the computer is in a networked state, there may be Trojan attack, account password may also leak.
Zi Xuan: Account and password do not save in the networked computer, for some unfamiliar website, fill in the information to be cautious.
Misunderstanding three
The account "streaking" the most convenient?
Description: Some netizens believe that online shopping is convenient and quick, using digital certificates, PO make too much trouble, and installation also trouble. In fact, there is no security product protection, account is very easy to "invade".
Zi Xuan: The use of digital certificates, Bowling, payment shield, etc. can help improve the security level of the account security products. The installation of these security products, even if the user is stolen, the thief in the absence of certificates, payment of shields or PO orders can not operate the funds, users can avoid the loss of funds. Alipay's digital certificate can be installed free of charge, the steps are simple, when used on different computers, the way through the phone check code to reinstall or remove is also very convenient.
Bind mobile phone, use mobile phone dynamic password. Alipay and other network payment accounts support the binding of mobile phones, and support the setting of mobile phone dynamic password. Users can set a single payment amount or the cumulative amount of daily payments over a certain number of mobile phone dynamic password check, so as to enhance the security of funds.
Misunderstanding Four
Does the seller provide a link that will not be problematic?
Description: Some netizens buy when credulous sellers, without hesitation to click on the seller sent the unknown link. The seller sent a link may be a Trojan site, random access may be attacked by Trojans, thereby leaking payment account number and password.
Zi Xuan: Login The correct URL, in accordance with the shopping process directly in the platform to buy, pay, do not easily click the seller sent the unknown link.
Misunderstanding five net silver payment more secure?
Description: Some netizens feel that using the net silver operation, with the U shield and other hardware in hand, the transaction must be safe. In fact, many Trojan fishing is to jump from the Third-party payment platform to the network Silver page of the intermediate steps to commit fraud.
Zi Xuan: Because of the existence of Trojan fishing, payment platform to the net silver jump process is easy to use. Online Payment In addition to the safety of their own foot, payment platform for the safety and security commitment is also important. We recommend that you use Alipay to pay more quickly. Due to the unified payment operation in the Alipay platform complete, no jump, you can effectively block the anglers use page jump for phishing fraud space. As long as the user is paid through the fast payment operation, you can enjoy the full compensation for the protection, encounter fraud and other funds losses, Alipay will pay in full. Mengmei