"Cloud computing" out of the concept of embracing the insurance industry

China's first "financial cloud" was born in Shanghai this July 15, and gave birth to the first bank of Taiwan in the Motherland mainland branch. As cloud computing gradually entered the field of application, the reporter tried to explore the role of cloud computing on the development of China's insurance industry.

Recently, the concept of cloud computing has become increasingly hot. In May, IBM's survey of more than 3,000 CIOs in the world showed that 60% of institutions were ready to embrace cloud technology within 5 years.

In the United States, Microsoft, Google, IBM and so on have begun to provide cloud services. Some insurers are already in the forefront of application cloud computing, such as the Salesforce CRM system currently used by the group.

And China's first "financial cloud" was born in Shanghai this July 15, and gave birth to Taiwan's first bank in the mainland's first branch.

There are signs that cloud computing is moving into applications. Then, the application of cloud computing will be the development of our insurance industry what kind of impetus?

First of all, the use of cloud technology can reduce the operating costs of insurance companies. Because using cloud technology does not require upfront investment in IT facilities, it provides services directly to the actual needs of the company. Therefore, insurance companies do not need a large number of IT equipment, nor need a large number of people to maintain and repair IT equipment. Not only the full release of IT resources, but also reduce energy consumption, to achieve low-carbon operation. Especially for the small and medium sized insurance companies, which can free up a large amount of funds, expand the scope of business, enhance their competitive strength, and thus drive the entire insurance market activity.

Secondly, the use of cloud technology can improve the efficiency of insurance companies. Generally one insurance company server's overall use efficiency is not high, sometimes the use efficiency only 10%-20%. The use of cloud services will only be turned on when the customer is in need, and can be turned off when they are not needed, thereby truly improving the efficiency of the IT facility. and a professional cloud service center compared to the independent IT departments of the company, the redundancy level is greatly reduced, can improve business processes, avoid duplication of tasks and inefficiencies. In addition, the flexible computing capabilities of cloud services can fully meet the product innovation needs of insurance companies, accelerate product development, and even involve companies that have been unable to get involved in the field.

The accessibility environment is another benefit of using cloud computing. Whether the insurance company is big or small, the number of employees is small, any employee can at any time, any place to obtain their required documents and data, at home or at the scene, rather than rigidly adhere to the office, as long as any access to the Internet, employees can get the information needed. In this way, employees may only need a mobile phone or handheld computer, they can easily complete the work, and in time to communicate and share information on the basis of the optimization of marketing, underwriting and claims and other stages of work to overcome the current stage of many defects.

Finally, the use of cloud technology and data storage is more secure. Perhaps some people will worry about the use of cloud technology security, because the cloud services carry too much information and confidentiality, if the lawless elements to conquer, the consequences of unimaginable. In fact, however, which companies can guarantee that their company's data security is higher than the cloud service provider? You know, the cloud service providers will spend millions of yuan each year to protect the security of data, coupled with a professional information management team, can reduce the probability of accident risk to a minimum.