April 14 News, a few days ago, foreign trade http://www.aliyun.com/zixun/aggregation/4495.html "> The network of electronic commerce platform Dunhuang launched a unsecured, unsecured" Dunhuang personal small Credit loan "project, will be based on the seller on the platform of the transaction lending.
It is reported that this loan project is the Dunhuang network and online lending institutions to pat loans, e-Cloud loan cooperation launched, for the Dunhuang net all registered sellers, belong to the pure credit system loans.
It is understood that the loan project's quota of about 3000 yuan to 500,000 yuan, the amount of the standard is "base line + additional limit." Among them, the base line according to the seller in the Dunhuang network operating monthly turnover of 1.2 times times the accounting, and the additional amount of the seller to provide additional basis, including other platforms own operation, own real estate, car production can increase the application amount of information.
Dunhuang Network points out that the individual small credit loan is a platform for the "Private custom" service, if the seller data audit is correct, 1 working days will be able to lend, the loan period of 3-12 months, repayment form for the matching principal and interest.
The introduction of the project has four advantages: first, the Dunhuang sellers have no business can apply for loans; second, the annual interest is only 12%; third, the use of "the basis of the amount of additional" form; four, only one working day to get the money.
It is understood that in recent years, the Dunhuang network in the online credit business has made a lot of efforts, the platform of micro-loan projects are also deepening. Since 2010, with the launch of the "E-Paul-Tong" network of credit Services, the Dunhuang network with the Merchants Bank, CMBC, respectively, launched the "Business Card", "new e Credit Platinum card" and other financial services, and realized a business card online loans. And the launch of the personal Small credit loan project is the Dunhuang network and online lending institutions to cooperate with the initial attempt.