How can there be a wide space

Xiaoling is the dean of the School of Finance, five, Tsinghua University, the following is the very lovely Internet financial grandmother-level figures in the new financial Union speech.

The following is the central point of view of Ms. Xu's live hand:

1. The main direction of future development direct financing of Internet cross-border finance

A third party payment will return to the professional area of payment

B Third party payments sales of financial products have lost momentum in the online sales of traditional financial services

C only network lending and public financing will have a broad development prospects, its financing two will not be higher than the traditional financial, but it serves the population will have a great space for expansion.

2. About Internet lending

A credit system makes peer-to-peer difficult to develop healthily, and many companies have gone to the wrong side of indirect financing, and only the companies with the ability to credit can eventually move in the right direction

B Online lending based on the Electronic Business platform has its own credit system and can develop healthily

3. About public financing

has left room for public financing in the revision of the Securities law

4. Regulatory recommendations for Internet lending and public financing

A pure information platform should be the basic bottom line of peer-to-peer and public-funded regulation

B Small dispersion is an important way to protect investors

True disclosure of information is a basic requirement for financing parties

Restricting the amount of money invested is an important prerequisite for reducing the cost of information disclosure

In the case of imperfect property registration system, it is more realistic to combine the proportion of the lower surplus property with the low amount of assets

The proportionate amount of the property can be expanded appropriately but should be capped

C encouraging civil society to establish credit companies to facilitate the development of direct financing