Industry heat-negotiating room does not recognize the loan: or to improve the needs of the impact

China News Agency, Guangzhou, April 23, 22nd, a Chinese Banking regulatory Commission officials read that the new mortgage policy will be the number of houses to determine whether the house is the second set of the third set, and the previous implementation of the two suite to determine the standard appeared "fundamental changes."　　After the news, in Guangzhou industry immediately caused a stir, to determine the standard changes have different interpretations. Li Wenjiang, chief analyst with Rich Brilliance, said the change would be more humane. "For example, if I had a house, I would sell it and buy it again." In accordance with past standards, I would like to buy the house is two suites, but I do not even live in the place, this ' two suites ' is meaningless.　　"As a result, Li Wenjiang that it would be more reasonable to define whether the second suite would be based on actual holdings." Peng, a researcher at the Guangzhou Academy of Social Sciences, also favours the latter measure. He believes that reliance on loan records will inevitably appear chaotic, not clear enough, and the recognition of housing is more targeted, more conducive to the fight against speculative investment in the purchase of property, the operation is also simple many.　　However, Peng pointed out that "no credit" may affect the improvement of demand. Guangdong Zhongyuan Real Estate project general Manager Huang that if the final determination whether loans or not, only to see the number of houses to judge whether two suites, then the intensity of the crackdown "beyond imagination." "There are a lot of people who hold more than 2 houses, and they are not necessarily speculators, and they may be hit by a policy," he said. Then, according to whether the buyer has been through loans to buy a house as a criterion, it will be more reasonable.　　"Huang said. "No subscription" for many buyers who are prepared to hold more than a few sets of properties, apparently a blow to work in the bank Miss Tao said that after the marriage she and the husband because of the work environment is better, under the name already has two sets of properties, now still hold a considerable amount of money, the current interest rate in the presence of the bank is almost equal to lose money, I would like to buy more than one to two sets of houses, but now such a policy, "the national property speculation" the best time seems to have missed, she said will wait and see for a while. Finish)