Internet finance enters the "5 era" Black Mouth aims to reach

Led by the internet giant Alipay, a new financial revolution swept, spawned a variety of internet financial models, balance treasure, demand treasure, cash treasure, Baidu Hundred, "balance treasure" are still emerging, peer-to-peer enterprises also at an alarming speed into the outbreak of development stage, to achieve uncontrollable time.

The rapid development of internet finance has strongly impacted the existing financial market pattern, provoked the traditional finance represented by commercial banks, and exposed many problems, which put forward a brand-new proposition to market regulation.

At the same time, some financial scholars on the "balance treasure" and other Internet products, CCTV Securities Information executive Editor, chief news commentator Shinwen published the "Ban Balance Treasure" blog article, refers to the balance treasure from the beginning of the year is to increase China's 1% of the legal reserve. Subsequently, the balance treasure in the official long Weibo "remember an unforgettable weekend" on the slightly sell Meng to express their innocence. Cause some netizens strongly counterattack, said firmly advocates "balance treasure", balance treasure "what crime has".

But not just financial academics sing the balance treasure, but also the SFC recently released a message that in order to better promote the healthy and stable development of internet funds such as the balance treasure, the SFC is studying the development of rules to further strengthen the regulation of risk management and internet marketing funds of money market funds.

So under the double pressure, balance treasure and other Internet financial products have to bow, March 2, Balance treasure 7th annual return rate of 5.97%, which is also the balance treasure from last December 26 for the first time below 6%. Financial management through the recent 7th-year return rate of 6.03%, Baidu profit of 7th annual return rate of 5.953%, NetEase cash PO 7th annual yield of 5.93%.

It's a shame, black mouths. Your goal is achieved, but we continue to transfer money to the "balance treasure" and determination, because the bank is too dark now.

Because the bank has its own monopoly advantage and the strength of the capital market, to ultra-low interest costs to the ordinary people's hard-earned money into their own profit tools, such as some uncles and aunts to save their hard-earned pension to the bank, get just a little interest, but also to buckle a variety of fees.

So we can't bear the bank's ultra-low interest rates, and the balance treasure also reassured us that even if the current fall to 5, the yield is significantly higher than the bank interest rate, and can be accessed at any time, when we need to withdraw money, only consider transfer to the bank.

Because the internet finance temporarily did not see the risk, compared to the simple investment in the stock market to be more secure, cast to the stock market may let you lose money, the Internet financial fact is a gap for the market-oriented interest rate, after a period of pain, will always revert to the normal, continue to climb upward.

3721.html ">2014 is the year of Internet financial supervision, no one can hide, actually the goal has been achieved, but for the capable, ambitious people, the new pattern of competition is really exciting competition, trying to the internet financial pain killer, since no longer exist, as long as the balance treasure is not dead , there are still many opportunities!