Low-speed growth of life insurance in the cold winter pan-China layout e-commerce

The slow growth of life insurance under the cold winter Huang Johang "Three horses" combined with the network financial layout puzzle gradually solved, but the insurance industry is still facing the traditional channels encounter bottlenecks, insurance marketing is difficult, the agency market is not standardized, insurance service capacity is not professional and many other problems. Under this background, many insurance companies begin to "net" and explore the development of Internet.　　At the same time, it is understood that this year, a number of intermediary insurance agencies to the CIRC submitted a group application, of which pan-China insurance in September was approved by the CIRC to become the industry's first insurance sales service group, and officially listed on October 23. Industry insiders said that the group is the current insurance intermediary institutions to form market checks and balances power, standardize the market order the most effective means.　　Pan-China Group chairman Cninsure said that the group is conducive to the integration of resources, promote the insurance industry and sales separation and marketing system reform, and improve the Company's compliance management capacity and wind control capacity, but in the short term can not bring immediate results.　　The insurance intermediary organization "NET" from the 2011 at the end of the financial assets of Guangdong, the bank accounted for 88%, securities 7%, insurance 5%, accounting for a small proportion. But in recent years, Guangdong province intermediary market development momentum is fierce.　　According to the Guangdong Provincial Security Bureau Zhang Huiye Secretary, as of September 2012, the Guangdong insurance (excluding Shenzhen) to achieve the premium income of 99.272 billion yuan, an increase of 3.32%, of which, intermediary channels to achieve a premium income of 74.966 billion yuan, accounting for the same period of the provincial premium income of 75.5%.　　But Zhang Huiye also pointed out that the current Guangdong insurance intermediary industry still exists "small, scattered, disorderly, poor" phenomenon, as well as vicious market competition, empty fees invoices and other issues. The insurance intermediary has gone through the development course of nearly ten years. 2002, the domestic professional intermediary agencies are very few. As at the end of 2011, there are more than 2,550 insurance professional intermediary agencies, and 195,500 agents of the industry.　　At present, Pan-China has formed a full-scale insurance intermediary service group, with more than 4,000 employees, annual premiums exceeded 7 billion yuan. And the growing Internet technology has also forced financial institutions to continue to upgrade, transformation. July 29, 2010, Pan-China group invested 474 million yuan to buy Shenzhen security net, and announced the establishment of Pan-China Security Network E-commerce Company, officially entered the field of insurance E-commerce.　　January 1, 2012, the Pan-China Security Network officially on line, the realization of car insurance, non-auto insurance online transactions, is currently the only one can be compared to the internet in the security intermediary agencies.　　October 23, Pan-China launched the "Palm of the Treasure" mobile exhibition support system, the formation of "Insurance + mobile Internet" layout.　　Low-speed growth of life insurance in winter as the first Asian Insurance service company to be listed on the NASDAQ Global Market, Pan-China began its insurance intermediary service in Guangdong since the 1990s, and currently has the largest sales and service network in the domestic financial services intermediary industry. As of October 2012, Pan-China Group's PICC, pan-China Life insurance, pan-China finance, pan-China Public assessment, pan-China brokerage, pan-China e-commerce, Pan-China wealth management, such as the seven business sector has 40 insurance agencies, marketing services network covering 29 provinces and cities, and the Picc property insurance, Ping An property, Pacific property insurers signed a strategic cooperation agreement, a total of 28 insurance companies and Pan-China group launched a total of overall in-depth cooperation.　　It is understood that Pan-China Group 2011 Premium scale exceeded 7 billion yuan, compared to 10 years ago, the scale of premiums increased 35 times times. But affected by the winter life insurance industry, Pan-China group also inevitably encountered a low growth period. Data show that in the first half of this year, the entire life insurance industry, the size of the premium barely positive growth, and the top ten life insurance companies, 9 standard premiums recorded negative growth.　　Pan-China's first half of life insurance to achieve the scale of 477 million, an increase of 18.36%. Pan-China's low growth is in line with that of Pan-China management, according to people within the pan-China group. In addition, the reporter was informed that the Pan-China group in the first half of 2012 fees and commission income of 747 million yuan, an increase of 4.6%.