"National team" peer-to-peer evaluation system first, Ppmoney won a Class A stable sitting group

October 11, 2014 The First China Network Loan forum and the Network Loan Evaluation System Conference held in Beijing, the "Peer-to-peer Network loan Evaluation System" was published, and the initial release of some excellent Peer-to-peer platform evaluation results. Ppmoney Financial Platform (www.ppmoney.com) received a-level evaluation, and the first stage to obtain a-level evaluation platform for only 20.

Chinese Academy of Social Sciences officials said that in the peer-to-peer industry chaos, the background, hope to use a set of credible industry evaluation system to the current peer-to-peer industry to produce a "purification" role. The network loan evaluation system is based on the basic index, operating capacity, risk management, social responsibility, information disclosure, five aspects of Peer-to-peer Network loan platform for Research and evaluation, from a number of qualitative and quantitative indicators to examine and evaluate the network loan platform, is so far the most authoritative and most of the "national team" color certification system.

Seizing the throat of Internet financial enterprises, grasping risk control

Li, deputy dean of the Chinese Academy of Social Sciences, said that effective risk management is the cornerstone of current Peer-to-peer network credit survival and development in China, and the construction of a reliable and efficient risk management system is an effective way to fundamentally solve the Peer-to-peer network lending risk.

A few days ago, Ppmoenyceo Hu accepted the Southern daily interview also said that risk control is still the throat of the industry. It is expected that by the end of next year, 50% of the platform will be closed or out of business, the real survival will be the product-oriented, with product development and risk control, such as the core capabilities of the platform.

It is understood that ppmoney in the field of wind control to build an efficient and reliable risk management system, risk control ability is extremely strong. The Ppmoney financial platform will conduct offline due diligence on each online project. Every small loan company that cooperates with the Ppmoney financial platform needs to be graded by the different judges on the basis of two investigation reports (due diligence report of the business staff and wind control research Report of the Wind control team) as well as the rating system.

At the same time, Ppmoney has set up a rating system for small lenders and pawn shops, starting with the four dimensions of shareholder strength, asset quality, financial position, and third party information. In each dimension, different sub index systems are divided, and each sub index system establishes the grading criteria by accumulating a large amount of data.

Returning to the source of finance, insisting on the strategy of "product is king"

In addition to risk control, basic indicators, operational capacity is also "Peer-to-peer Network loan evaluation system focus." and data show, Ppmoney financial platform was established on December 12, 2012, the platform on line 100 days to enter the profit period. At the end of 2013, its turnover exceeded 1 billion, 3721.html ">2014 June turnover reached 2 billion, as of October 12, the cumulative turnover exceeded 3 billion." These business data, not only reflects the rapid development of Ppmoney speed, but also proved its excellent platform operation capability.

It is reported that, unlike the flow-type platform, Ppmoney team pursues the "product-king" strategy, independent production of innovative internet financial products. At present, the Ppmoney platform on the main push three products: direct cast treasure, stable surplus, small credit. In order to put Ppmoney into a diversified wealth management products platform, Ppmoney will launch the Money fund direct investment product "shakes the Treasure", has already completed the process arrangement and the transaction port docking; To point to the commercial factoring enterprise "The Paulibao", to the financing leasing enterprise "melts the leasing treasure" and so on the financial innovation product has completed the process design, Related products will be listed in the second half of this year.

In the near future, China's first pawn asset gains right products-pawn treasure will also be settled in Ppmoney financial platform. It is understood that this product is mainly the parent company of Guangdong Pacific Asset Management Co., Ltd. and Shenzhen Joint Equity exchange developed a type of securitization products, mainly for the refinancing business of Pawn Bank. The first asset package is provided by the Sino-Thai pawn, the marked amount is 20 million, the expected annual yield of 10%.

Ppmoneyceo Hu that the evaluation system of the release of Peer-to-peer industry is a significant positive, on behalf of the official industry an important affirmation. At the same time, the introduction of the evaluation system, will also promote Peer-to-peer enterprises to return to the source, in accordance with the evaluation system to examine their own weaknesses, to find the future development of clear direction, thereby promoting the healthy development of the entire industry.