New Deal Full Moon observation: control policy is unprecedented

Xinhua Beijing, May 14 (Lin) April 17 issued the property market regulation of New Deal "10" will be "the full moon." One months, from the central government and various ministries issued a guiding spirit, to the local governments have promulgated the implementation of the rules, regulation and control policy seems a stricter than a.　　BEIJING, the real estate channel from the policy point of view, for your inventory combed the near one months of the central and local market control policies.　　Central regulation of property market policy gradually pushed open April 14, 2010, the State Council executive meeting requested that the loans to buy a second housing households, loans to the first payment must not be less than 50%, the loan rate must not be lower than the benchmark rate of 1.1 times times. April 15, the Ministry of Land and Resources held a press conference on housing land Planning for the 2010 to inform the situation.　　Lio Yonglin, Director of land use management at the Ministry of Land and Resources, said at the meeting that the two or three quarter to conduct a unified inspection, to urge affordable housing land plan in place. April 17, the State Council issued the "about resolutely curb the excessive rise in prices in some cities," notice. The circular calls for curbing the excessive rise in house prices and introducing stricter policies of differential housing lending.　　The notice put forward 10 measures, by the industry called Real Estate "new Country 10". "New Country 10" stipulates: The implementation of more stringent differential housing credit policy. For the purchase of the first set of housing and the building area of 90 square meters above the family (including the borrower, spouse and minor children, the same below), the proportion of the first payment of loans shall not be less than 30%; for families who buy a second home, the first payment for loans is not less than 50%. The loan interest rate shall not be less than 1.1 times times of the benchmark rate; the ratio of the first payment and the loan interest rate should be greatly increased when the loan buys the third and above housing, which is determined by the commercial bank according to the principle of risk management. The People's bank and the CBRC should instruct and supervise the commercial bank's strict management of housing consumption loan.　　The Ministry of Housing and Urban construction shall work with the People's Bank and the CBRC to establish a second set of housing standards. In addition, the "New country 10" also strict restrictions on a variety of nominal speculation and speculative housing. In areas where commodity housing prices are too high, too fast, and supply is tight, commercial banks may suspend the purchase of third and above housing loans according to the risk situation, and suspend the purchase of housing loans for non-residents who cannot provide proof of local tax or social insurance contributions for more than 1 years.　　The local people's government may, according to the actual situation, take temporary measures to limit the amount of house purchases within a certain period. April 20, China Banking Regulatory Commission convened major banks in the main responsible for the 2010 second economic and financial Situation analysis briefing, Liu said at the meeting to do a good job of local government financing platform loan risk control, emphasizing the strengthening of land reserve loan management, strict control of real estate development loan risk,　　Strict restrictions on a variety of nominal speculation and speculative housing. The same day, the Housing and Urban and rural Ministry of Construction Public notice said, to increase the investigation and enforcement, strengthen the real estate market supervision. Heavy on the crackdown on developers to cover the reluctant behavior and real estate intermediary institutions of speculation room number. And will be seriously investigatedDevelopers artificially create a shortage of property behavior.　　April 28, the department also issued the "on strengthening the economic application of housing management related issues notice", "notice" requires the relevant departments: strict construction management, standardize access audit, strengthen the use of supervision, strengthen transaction management, improve the supervision mechanism.　　May 5, in order to strengthen the management of low-rent housing, to ensure fair rental and effective use of low-rent housing, Housing construction Department, Ministry of Civil Affairs, Ministry of Finance issued a joint issue on strengthening the management of low-rent housing notice. The notice request, the city, the county housing safeguard Department must through the regular household investigation and so on the way, promptly understands protects the object family member to change the situation and the low rent housing use situation. The Housing Security Department may, through the government buys the service the way, entrusts the low Rent Housing property Service Enterprise to undertake the low rent housing use condition examination and so on work. To defraud low-rent housing security, malicious rent, without justifiable reasons for long-term idle, illegal sublet, lending, exchange and transfer of low-rent housing and other acts, the city, county housing security departments in accordance with the relevant provisions or contract agreed to order the deadline to return;　　And to disqualify the family from applying for low-rent housing protection again. Local implementation of the detailed rules, some more stringent December 29, 2009, the Office of the Shanghai Municipal Government has forwarded five departments of the municipal housing Security and Housing Authority "on the implementation of the spirit of the State Council executive meeting to further promote the healthy development of the real estate market", from the tax Credit policy adjustment, increase ordinary commodity housing supply , accelerate the promotion of housing security, strengthen market supervision four measures to curb the land price, house prices too fast rise.　　"Implementation of the opinion" in the tax, credit policies embodied in curbing investment in speculative housing, continue to support the first and improved type of home purchase. February 21, 2010, the office of Guangdong Provincial People's government forwarded the "State Council on the promotion of stable and healthy development of the real estate market notice", put forward four points of view.　　The industry called "Yue Four". February 23, 2010, the Beijing municipal government issued "on the implementation of the spirit of Kwok hair (2010)4 to promote the city's real estate market stable and healthy development of the" (Beijing version 11), according to the "Country 11" from 11 aspects to point out: to further strengthen and improve the real estate market regulation,　　Support residents to live and improve housing consumption, curb the rapid rise in housing prices, and promote a smooth and healthy development of the real estate market. April 16, 2010, Tianjin Land and housing department issued a supervision of the real estate market six measures, the industry called "Tianjin Six." "Jin Six" standard commercial housing sales management, request real estate development enterprises to apply for a sales license, 10th available in Tianjin Land resources and Housing Authority real Estate comprehensive information online one-time all open. The house is strictly prohibited from the disguised cover plate reluctant, is strictly prohibited in the commercial housing project to obtain a sales license, to membership card, discount cards, room cards, in good faith gold and other forms of the form of the collection of rates or booking money. UndocumentedWhen the sale of the house is found, it will be punished according to the relevant regulations and credited to the credit file. April 23, 2010, the first issued a local version of the regulation-Qingdao "14".　　In the area of taxation, Qingdao requires that the gross profit margin of commercial housing developed by real estate enterprises should be adjusted from 15% to 20%; the pre rate of land value-added tax on non-ordinary residential (including villas) and non-domestic estates developed by real Estate Enterprises is adjusted from 1% to 2%. April 26, 2010 "Hainan 11" property market new policy. The implementation of commercial housing contracts online contract system, so that real estate statistics more realistic, more developers to cover the disk more difficult. To ensure that 10% of the land transfer gold to the housing construction project tilt.　　The implementation of commercial housing contracts online contract, record and the contract cancellation of the record system, the development of enterprises in the establishment of commodity housing sales contract, 10 days after the filing procedures and notice registration, the transparency of information can effectively prevent part of the investment customers by profiteering speculation. April 30, 2010, the Beijing municipal government quickly formulated and issued the "Beijing Municipal People's government to implement the State Council to resolutely curb the price of some cities in the rapid increase in the document" notice, and then push 12 measures to implement the State Council resolutely curb the rapid rise in house prices notice the spirit.　　Compared to the "State 10", the Beijing version of the new deal in the content of a more detailed clear. May 5, 2010, the XI ' an government issued a "further promote the smooth and healthy development of the real estate market," a number of views, from speeding up the construction of affordable housing, increase general commodity housing supply, strengthen the supervision of the real estate market, the expansion of second-hand housing transactions four aspects of the proposed 16 specific measures, Further promote the city's real estate market steady and healthy development, to meet the housing needs of residents.　　This "opinion" will be implemented from June 1 onwards. May 6, 2010, the Shenzhen city issued the "on the issue of Shenzhen to implement the State Council document the spirit of resolutely curb the rise in house prices too fast notice."　　The notice proposes to suspend the purchase of housing loans for non-residents who cannot provide proof of tax or social insurance payments for more than 1 years. Key cities have not yet issued a new deal on the housing market speculation in Guangzhou: Focus on solving the "sandwich layer" group April 26, 2010, "Guangzhou implementation of the State Council < on resolutely curb the price of some cities in the rapid rise of the notice ((2010)10) efforts to achieve residential views" ("Country 10") Guangzhou rules and regulations have been discussed and adopted in the general meeting of the Guangzhou municipal government, which is expected to be introduced in the near future. Article 10 "Guangzhou rules include further strengthening and improving housing security, focus on the solution of the" sandwich layer "group housing difficulties to make a breakthrough to promote housing, tertiary market balanced development; Strictly standardize the market order, strict investigation of hoarding, hoarding, driving up prices, to circumvent policies and other illegal acts, to ensure that the regulation to achieve effective　　And make full efforts to carry out the task of safeguarding housing construction. Shanghai: Property regulation or the end of the month before the launch of the outgoing limitThe rules are expected to be launched before the end of the month, and final assessment and consultations are being made on the formulation of the rules. Some experts predict that the Shanghai version of the rules will not be as severe as Beijing. 12th, a media report, Shanghai will levy a property retention tax, the annual payment equivalent to 8% of the value of real estate evaluation. Property tax. Bankers say it is still difficult to levy a real estate tax, but the government will not have a single policy and may enact policies based on market conditions.