Nielinghai: The development of e-commerce tends to improve the environment ecological chain

13th news, in the afternoon of 13th, the Internet Finance sub-forum, Ministry of Commerce, deputy Director of E-commerce Nielinghai published the view that the Internet finance based on the data source is E-commerce transactions, so it relies on the development of E-commerce.

He said that the development of e-commerce must tend to the environmental ecological chain constantly improve, there are many E-commerce platform in the early stage of the pilot, such as Alibaba, Alipay, and ICBC network with the construction Bank to solve the loan problem for small and medium-sized enterprises. Last year Jingdong Mall and Suning easy to buy, have proposed to do supply chain finance.

But he also pointed out that internet finance faces many problems and needs further development.

2013 Internet Conference was held in Beijing from August 13 to 15th, Tencent Technology as the official strategic cooperation portal of the Internet Congress and the official designated cooperation News Center, in the scene to carry out a full range of video and text live. and special set up 2 on-site interview rooms, to invite industry experts and business representatives to discuss the industry status quo, pointing to the future trend.

As the official microblogging partner of the General Assembly, Tencent Weibo has launched #向CEO提问 # activities, and all netizens can ask you questions about the CEO of the Internet industry in advance. Some of the questions will be selected, presented at the site of the Internet Conference and answered by the guests.

Following is the Ministry of Commerce, deputy Director of E-commerce Nielinghai speech transcript:

Dear leaders, ladies and gentlemen, good afternoon. What's the problem with so many people here today? The internet finance is now unusually hot. The most crucial question of the Internet, why is it now? Relying on our IT technology development, is our cloud computing, large data, but the most important data is the data, then the Internet financial backing of the data source is E-commerce transactions, so it relies on the development of E-commerce.

China's e-commerce has grown very fast these years, the total volume of transactions has exceeded 8.1 trillion last year, a continuous growth of more than 30%. Network retail growth faster, last year has broken through 1.3 trillion, an increase of more than 67% points, these e-commerce development to promote the development of a variety of related services. Our services industry to the end of last year, the service companies have more than 150,000, while the service marketing revenue of more than 200 billion, our experts judged that by 2015, our service marketing revenue to more than 1 trillion, of course, there are many factors in this, inseparable from our financial services.

The key to the development of E-commerce is the flow of information, logistics, and capital flows. The rapid development of electronic commerce, although there are still some problems, but the outlook is very good, we believe that the development of e-commerce must tend to the environmental ecological chain of continuous improvement, the construction of the ecological chain simple planning for eight words: the use of integration, online network integration, to promote the formation of large markets, promote the development of foreign trade synchronization, To achieve the development of two trade. Platform virtualization, our platform must be to the direction of virtualization. Our service specialization, our marketing precision, our payment network, our financial services supply chain, that is, we speak of internet finance today. Terminal Mobile, we are intelligent logistics.

Our financial services This piece, these years development very fast, we have a lot of E-commerce platform in the early stage of the pilot, such as Alibaba, Alipay, and ICBC network with the construction bank to identify, for small and medium-sized enterprises to solve the loan problem. Last year Jingdong Mall and Suning easy to buy, have proposed to do supply chain finance. Because the next step is our big E-commerce platform profit growth point, E-commerce is a very important piece, because the large platform to solve a large number of data, through the integration of data, can be accurate analysis of the business and operators of the entire business process a comprehensive reflection.

In the past, our bank for SME loans, small and medium-sized data are historical data, the data taken to reflect the situation, it is not your data provided by the situation, the bank does not know. So banks in order to reduce the risk must have real estate mortgage, but small and medium-sized enterprises do not have real estate mortgage, so the loan is more difficult.

Through the internet finance, our large data analysis, the entire business process of the enterprise monitoring, you can maximize for our small and medium-sized enterprises to solve the problem of loan difficulties. Therefore, we think that the next step of SME loan problem, through the Internet finance can be a good solution, which is very good development trend. Our internet finance has just begun, there are many problems, the next step needs further development.

First, in the law, we are still in the stage of formulation, new things have no law, the law to increase research.

The second is to speed up the construction of SME service platform. I think our development bank has done very well in this respect, the current SME loan platform has been connected with 100 supply chain systems, which is very good. But I think more of US banks in these areas should accelerate the development of loans for small and medium-sized enterprises, support the construction of the platform.

Third, we have to constantly innovate, although we now have a lot of models, but the next step of development, but also need constant innovation.

The fourth is to popularize knowledge. A lot of people come today, but the knowledge of this aspect is not much, in addition to the people in the banking system, the popularity of the public is also very important.

Five further services for our enterprise development services, especially small micro-enterprise Services, I think this is our Internet financial development is very important points. Here I wish our Internet conference a success.