Payment safety eco-circle construction plan officially started

Recently, the construction plan of the payment safety eco-circle initiated by Alipay officially started. According to the relevant person in charge of Ali, the construction plan involves millions of agencies including Ministry of Public Security, security industry base, security vendors, hardware vendors, online and offline businesses, Alipay's wind control system will be fully outwards Output, to promote the effective sharing of safety data and technology in the ecosystem, so as to create a network-wide defense for users from the cloud to the end.

According to the White Paper on China's Online Payment Security published by the Institute of Finance and Development of the State Council in 2013, the scale of online payment transactions will increase at least six-fold in the next 3-5 years with a total amount of more than 20 trillion yuan, and the online payment security Importance is self-evident. At the same time, due to the outbreak of the mobile Internet and the development of Internet finance, there are more and more entities involved in network payment and transaction scenarios are increasingly complicated. Any information leakage and risk loopholes in any link may cause a "serious harm" .

In the ecosystem, Alipay will first export its own complete set of payment security technologies, including system security, authentication, risk assessment and risk management and decision-making. Alipay security product technology director Cao Kai said Alipay ten years to explore a large number of security air control model, and even subtle user input account information percussion keyboard rhythm, Alipay also established a judgment model, because the rogue input rhythm Often different from the user and I, this is like a handwriting, can help determine whether the user account is abnormal. Wind technology such as these, most of the institutions is difficult to grasp in the short term, therefore, Alipay will be exported to the partners in the ecosystem to help them quickly improve risk prevention capabilities.

After launching the eco-circle construction plan, Alipay will also assist more police forces in cracking down on black products with more big data. It is reported that in 2013, Alipay jointly with 14 cities throughout the country public security organs, targeting mobile phone Trojans and other misappropriation and fraud Alipay case of users to carry out crackdowns, the annual crackdown gang 16, the total amount involved over 10 million yuan.