Private car by car rental platform di Asia monopoly, police intervention still refused to return

March 9 News, for the online platform leased vehicles rented by the tenant secretly mortgage, "treasure driving car Rental" responsible for the March 8, said that the owner of the loss of Ms. Zhang to pay first, and later on the platform rental vehicles stolen, can be first paid.

 


before the Spring Festival, Ms. Zhang through the online car rental platform, "Treasure driving car Rental" rental car, a few days later found that the car was a tenant mortgage sold to a dealer, the police have been to defraud the case and chase the tenant, but the mortgage dealers refused to return the vehicle.


 


Car Rental Platform start payment plan


 


for Ms. Zhang's encounter, "Treasure driving car" CEO Li Rubin yesterday, in the car owners and tenants before the transaction, "Treasure driving car" will strictly examine both sides qualification, in addition, will also require tenants to buy a third-party peer-to-peer car liability insurance. Under the terms of the insurance, the insurance company will fulfill the claim responsibility according to the insurance clause when the vehicle is robbed in the process of renting.


 


according to Li Rubin introduced, the theft of the situation, if in accordance with the procedures of the insurance company, in the vehicle has been set up for the theft of the state, the owner in the process of claiming claims often long time, generally need 2-3 months, this is mainly because of the need for police issued unsolved proof, insurance companies can start the payment process.


 


"solve the time and claim time is too long, obviously not conducive to stolen car owners emotional comfort, and even may let the owner of the platform to generate distrust, that the platform is to shirk responsibility." Li Rubin said that, because of this, "Bao driving car" has decided to pay for the loss of Ms. Zhang first, at the same time, the company also initiated the Advance compensation scheme, all the vehicles stolen during the lease period of the vehicle, can be paid in advance.


 


a written request after the platform can be open first pay


 


for the "Treasure driving car" first compensation, the owner of the owners Zhang said yesterday, has received the company staff to verify the call, but it did not mention in the call to pay the matter, "I did not get the payment rules, can only continue to wait for the results." ”


 


In this respect, Li Rubin said that even if the first payment by the platform, but also need to perform the corresponding procedures, such as the owner of the written request, so that the relevant business units to follow up, the early payment of compensation.


 


yesterday, Ms. Zhang revealed that the registration status of her vehicle in Beijing was still in the state of robbery, "the police have not seized the vehicle." ”


 


for the theft of the state of the vehicle need to suspend the problem, Chaoyang police did not respond. Hebei Bazhouy Public Security Bureau, a staff member said, has begun to intervene in verification, the investigation will be announced after the relevant situation.


 


China Road Transport Association senior engineer, car rental expert Zhang Yibing Introduction, in foreign countries, there are special laws and regulations to protect the interests of the lessor, in the determination of the owner of the rental vehicle owners of the premise of infringement, there is a special law to support the owner of the vehicle to take back the car, "such a premise is certainly not happen knowingly car was cheated, Also found the car, but can not get back the things. "


 


Reporter Investigation


 


more than the mortgage platform to receive the Low-cost vehicles


 


China Road Transport Association said most of the vehicles were cheated by investment guarantees, loan mortgages and other ways into the black market


 


China Road Transport Association According to an analysis of the data collected, the proportion of the total number of leased vehicles in the country is up to 10%, the lowest 1%. A large number of leasing vehicles have been the case of fraud, in fact, most of them are fraudulent vehicles through investment guarantees, mortgage loans, pawn shops and other means into the black market.


 


in this regard, the reporter randomly dialed 8 involved in investment guarantee, vehicle mortgage business of the company telephone, of which 7 said that can receive unlicensed vehicles, only 1 have expressly refused to refuse the car without formalities.


 


"What formalities do not also can be transferred, as long as we check, no lease, Rob Record can be bet, is not to give how much money, 180,000 of the car to 50,000." How long the mortgage can be, sign a loan contract is over. Li Chunli, who works for an investment consultancy in Beijing, says the company can help by guaranteeing that the vehicle is not stolen.


 


, a manager of Investment Management Limited, said the company received no formalities for the car, "your friend's car or any other car can, but you have to get the paperwork, at least half of the photos to me."


 


, the manager of another information consultancy, said that cars that had previously had no driving permits could be bought in the "black Car", but at a lower price, "We don't know how your car got here." But we can operate, you only need to drive through here a lock, give you money on the finished son, but now the two sessions, do not dare to do. ”


 


paparazzi


 


How to prevent leasing vehicles from being cheated?


 


experts recommend the establishment of a National car rental safety Information system to improve the protection of lessor's rights and interests of the law and Regulation system


 


China Road Transportation Association senior engineer Zhang Yibing introduced, because the car leasing has "the credit consumption, the use person and everybody separates, the rental vehicle high value, the high mobility, is easy to become present" the characteristic, this makes the car leasing becomes the more easy to succeed the Swindle object. In addition, in recent years, criminals in order to evade detection, more and more use of rental vehicles to commit crimes, these factors led to the increasing number of car rental offences.


 


2010, the China Road Transport Association has made a special study on car leasing fraud, and drafted a "car leasing fraud problem and its solution" (hereinafter referred to as the scheme), which on how to prevent leasing vehicles were cheated, proposed two solutions.


 


set up national Automobile Leasing safety Information System


 


Zhang Yibing, the idea of the security information system by the third party construction, management, the National car rental enterprises connected to the network, and the public security departments related information systems. The main functions of the system include the Tenant ID card verification, criminal record verification, car rental bad record sharing, criminal suspects and bad tenant car rental warning, serial car rental warning. The system can also be connected with the 110 command center of Public Security Department to provide the basic information of the car lessee, the basic information of the leasing vehicle, and the track of the vehicle.


 


perfect legislation to clear mortgage-leased vehicles involved in fraud


 


Zhang Yibing introduced, although the relevant law stipulates that the transfer, mortgage and pawn of motor vehicle property rights should be registered, but law enforcement agencies in the law enforcement of the so-called "bona fide third party" is too lenient, so the "proposal" to improve our protection of the lessor's rights and interests of the law and Regulations system.


 


It is suggested that the Public Security Department should confirm in criminal investigation that "the car leasing enterprise can exercise the ownership of the leased vehicle to the third party illegally occupying the leased vehicle in a non-violent manner, self-help retrieve the vehicle, the Public Security Department should give the necessary assistance in case of dispute, if the leasing enterprise does not involve the crime, the public security organ should first return the leased vehicle" principle.


 


Zhang Yibing said that some public security departments believe that the mortgage, pledge, pawn rental vehicles is an economic dispute, the car rental Enterprises report not to file, resulting in car rental fraud can not be timely to combat crime. Therefore, the Ministry of Public Security in the relevant criminal case handling procedures, to increase the mortgage, pledge, pawn, resale rental vehicles listed as the implementation of contract fraud rules, a strong crackdown on car rental fraud crime.