Quick Money Guoguang: Born Money Movers

June Guoguang (Weibo) has a rich working experience, but never left a "money" word. Graduated from the University of Arizona in 1993 with a master's degree in industrial management. Years after graduating, Guoguang in New York for asset Management of private equity, as well as investments in High-tech industries such as the Internet. 1999 Lei Ding was dug to NetEase, as a senior vice president, investment and participated in the formation of NetEase Caimas, Is. Holdings, in charge of enterprise development and strategic cooperation. With the help of Guoguang, NetEase completed a reorganization and 130 million dollar financing in just one year, from a small enterprise of 30 people to the Nasdaq (Weibo) listed company with 350 employees.　　At the beginning of the 2001, Guoguang quit NetEase and started investing again, involving medicine, manufacturing and other traditional industries. More than 10 years have been around the money, in 2005 Guoguang saw new business opportunities-third-party payments.　　Third-party payments in the United States had begun to take shape, and the Chinese industry had just begun, and Alipay was in the middle of a toddler. Several experience let Guoguang memory is clear, also is he to start the company name as "Quick money" reason. 1999 Ding Lei's first appointment with Guoguang is a Shangri-La Hotel in Hong Kong. At that time there is no bank card, Ding Lei is holding a pile of RMB to the waiter to make a deposit. He thought that the situation needed to change.　　The situation became the initial enlightenment of his later creation of quick money. NetEase is just beginning to do E-commerce, once this situation: sell a computer, but from the user to the computer sent to the user's residence, spent nearly one months of time. Among them, the most important problem is the problem of collecting money. This was also needed in the traditional way of postal remittances. He feels that this is a problem that needs to be improved and, of course, a market opportunity.　　This is the motive of the quick money. Another time, he handled the insurance business of the car, the claims process to go through more than a week, he thought it unbearable. Since then there has been quick money with the insurance industry to provide solutions to help them greatly improve the rate of claims.　　This led him to see that in the deep industry, the binding of the real economy, Third-party payments have unlimited creative space. Guoguang usually likes reading two kinds of books: One is history book, the other is financial related professional books. In learning and practice, Guoguang summed up the two iron laws to improve the chances of success: first, to grasp the trend. If in a high-growth market, even if the team is not perfect, can still achieve high-speed growth. But on the contrary, if a market is only 5% growth, it is difficult to achieve a 15% growth rate even if a team that can reach 90 points manages its operations. Second, product demand must have a very clear value proposition. In the early stage of entrepreneurship, we must make a clear and sober distinction between personal feeling and the objectivity of the market.　　The value judgment of product need is not subjective judgment, it must be judged by market. Based on these two iron laws, guoguang the direction of selecting a third party payment. Let money flow faster, both for individuals and businesses, there are very bigValue-The value proposition of the product is clear, meet the user's demand, the market space must exist.　　Although more and more enterprises have received the central bank's payment licence, but guoguang that the market innovation space is too large, far from saturation. Guoguang his work as a courier company, but The courier is through the rapid delivery of real things to enhance value, and he is to speed up the operation of capital and improve value. Entrepreneurship has been 7 years, business doubling every year, 2011 years of fast money to deal with the total amount of money has reached 1.2 trillion yuan, is expected to be 2015 years ago, the annual total amount of money processing will break the 10 trillion yuan mark. Guoguang is not in a hurry to let the fast money listing, he now wants is to follow the characteristics of various industries, to propose better solutions, so that money in all walks of life quickly flow up. To help enterprises more, fast, good, provincial "transport" funds, so that a dollar can be used as two yuan-perhaps, he was born a capital porters.