Shanghai half-yearly deposit and loan increase double over last year

Guoju to a certain extent, the Shanghai deposit and loan data is the national "miniature version", the growth level is the national "enlarged version."　　Shanghai's central bank's Shanghai headquarters reported yesterday that both new loans and deposits in the first half of the year exceeded annual increases. Loans to the end of the first half of the year in Shanghai, the rapid growth of credit, new loans greatly exceeded the annual delivery volume, and loans at the end of the season characteristics significantly.　　Among them, the loan of small and medium commercial banks increased. The first half of Shanghai's new RMB loan 371.55 billion yuan, is 2.3 times times the same period last year, more than last year to increase the total of 97.11 billion yuan.　　June new RMB loan 99.9 billion yuan, more than 81.82 billion yuan a year, the creation of a single month of Shanghai RMB loan increase in the historical record.　　The central bank's Shanghai headquarters pointed out that the first half of the year Shanghai loans to the "W" trend, the loan was marked by the quarter, only March and June two months of new loans accounted for the first half of the total loan increase of 51.8%.　　Sub-agency to see, the first half of the Shanghai Small and medium-sized bank loans more, accounting for the total number of new loans reached more than 60%. Data show that the first half of the Shanghai Chinese financial institutions new loans 394.72 billion yuan, the year-on-year increase of 258.58 billion yuan, compared with the whole year more than 146.36 billion yuan. Among them, the state-owned bank loans increased by 123.69 billion yuan, more than 67.57 billion yuan, the small and medium commercial bank loans increased by 228.1 billion yuan, the year-on-year increase of 163.57 billion yuan.　　The ratio of the total new loans was 33.3% and 61.4% respectively, the ratio of the former decreased and the latter proportion increased markedly.　　Foreign bank loan business is shrinking trend, the first half of the total reduction of 23.17 billion yuan, more than 50.88 billion yuan, but in June only reduced 440 million yuan, the decline significantly slowed. From the perspective of loan investment, the first half of the Shanghai new loan industry to focus more, the Chinese financial institutions in the new renminbi loans (excluding paper financing) mainly to the leasing business, real estate, water conservancy and environmental public facilities management industry and personal loans, four types of loans to increase accounted for 80%.　　This makes the long-term trend of new lending more obvious. Data show that the first half of the Shanghai medium and long-term loans increased by 206.76 billion yuan, more than 119.92 billion yuan, including capital construction loans, syndicated loans and personal long-term consumer loans increased by 71.91 billion yuan, 22.24 billion yuan and 31.83 billion yuan, respectively, the year-on-year increase of 44.28 billion yuan, 4.2 billion yuan and 22.43 billion yuan.　　and short-term loans only increased by 6.11 billion yuan, less than 71.78 billion yuan Year-on-year. The first half of the increase in Bill financing, a total increase of 142.49 billion yuan, accounting for the total loan increase of 38.3%, the year-on-year increase of more than 146.75 billion yuan. From the quarterly changes in Bill financing, the two-quarter bill financing increased by 53.8 billion yuan, less than a quarter of 34.89 billion yuan. According to statistics, the May paper financing of direct paste accounted for a significant increase. June bill financing increased by 15.45 billion yuan, more than 16.88 billion yuan, of which the direct sticker increase of 14.59 billion yuan, accounted for whenMonthly bill financing increase of 94.4%, up 70% from the previous 5 months.　　The monthly growth of deposits was affected by the loan derivation and the end-quarter assessment, and the total deposit in Shanghai was growing rapidly in the first half of the year. By the end of June, the balance of foreign currency deposits in Shanghai was 4.1505 trillion yuan, an increase of 25.5% per cent, and an increase of 8.1% from the end of last year.　　The first half of the new foreign currency deposit of 589.58 billion yuan, more than 316.22 billion yuan, more than last year to increase the annual 64.01 billion yuan. Since this year, the scale of RMB deposits in Shanghai financial institutions has continued to grow by month. January ~ June, the new RMB deposit of 570.81 billion yuan, more than 289.29 billion yuan, more than last year's annual increase of 55.33 billion yuan, and significantly higher than the annual deposit increment.　　Among them, the two-quarter new RMB deposit 284.59 billion yuan, the year-on-year increase of 200.1 billion yuan, two-quarter deposits significantly increased. Sub-agency to see, the first half of the Chinese financial institutions to add 562.38 billion yuan deposit, more than 313.28 billion yuan. Among them, the state-owned commercial banks and small and medium-sized commercial bank deposits increased by 223.52 billion yuan and 283.25 billion yuan respectively, the year-on-year increase of 126.1 billion yuan and 159.72 billion yuan.　　Foreign bank RMB deposit increased 8.44 billion yuan, less than 23.99 billion yuan. The central bank's Shanghai headquarters pointed out that the first half of the enterprise deposits increased more, the new renminbi enterprises deposit 256.32 billion yuan, more than 139.14 billion yuan, more than last year, more than 58.99 billion yuan, accounted for the increase in the total deposit of 45%, accounting for a year-on-year rise of 3.4%. Affected by the loan derivative and the quarter-season examination, March and June two months new enterprise deposits 194.91 billion yuan, accounting for the first half of the increase of 76%.　　According to the term, the first half of the enterprise demand deposit increased by 116.48 billion yuan, more than 135.19 billion yuan, which indicates that the company's ability to pay at the spot. Under the influence of the stock market and the property market, the increase of savings deposits is slowing down monthly. The first half of the year, the city's financial institutions RMB savings deposits increased 164.46 billion yuan, more than 64.05 billion yuan. The two-quarter new savings deposit of 41 billion yuan, the first quarter of the increase of one-third, the year-on-year increase of 270 million yuan. As new offerings restart, June savings deposits are showing signs of diversion. The month of the city's renminbi savings deposit reduced 320 million yuan, more than 20.63 billion yuan, of which regular savings reduced by 3.04 billion yuan, more than 19.95 billion yuan.