The "artifact" of the Bank of China's counterfeit money laundering

The Bank of China has been exposed to counterfeit money laundering, with investment immigrants as a cover to help a large number of unknown capital flight, so that exchange control is not the same. To achieve the goal, the Bank of China specifically designed a so-called cross-border renminbi settlement business-excellent huitong business, in the end what is going on?

1. The "intimate relationship" between Bank of China and many immigration agents

As a result of our control of personal swap, each person can only swap 50,000 dollars a year, to get together enough to hundreds of thousands of millions of dollars of investment immigration money, is not simple.

At this time, the sales staff of immigration agents will strongly recommend to customers-Bank of China, "you want to invest in immigrants to transfer money out of the bank is sure to go to the exhibition, the need to go directly to them." ”

Immigration agents directly to the customer into the bank, but also some banks to introduce customers to the intermediary.

2, exchange of the artifact--"excellent huitong business"

When the customer questions why the Bank can provide unlimited exchange for foreign currency, and can also directly to the foreign account?

Answer Yue: Thanks to excellent Huitong unlimited exchange business.

However, in the official website of the Bank of China did not see the so-called excellent remittance unlimited exchange business, in the branches of the Bank of China, there is no relevant service introduction.

3, "excellent huitong business" of the Secret

According to the Chinese bank staff, excellent huitong business is the Guangdong branch-led business, is also known as Cross-border renminbi settlement business, all over the bank of China only through the Guangdong branch to do, but do not do any publicity, not public, unless the customer actively asked to say.

A deputy governor of a branch in Beijing secretly told reporters that this business is not in line with the state-related foreign exchange management regulations, not so much light, so the Bank of China is only secretly doing, the beginning of this year because of the safe inspection and stopped for some time.

4, particularly popular "excellent link"

According to a Beijing Bank of China branch of the account manager told that they often participate in immigration consultation, excellent huitong is particularly popular, to find their business customers have not stopped, the light of 5 million Australian dollars of Australian immigrants exchange a large single they received a lot.

"Walk a lot of money in fact, this project on the 30 million yuan, we remitted 3 a half month, the hands of a few, on the land continued Non-stop." ”

Beijing Bank of the excellent remittance exchange business is not much, in excellent huitong business launched in Guangdong. A BOC branch of the account manager said excellent Huitong business more than a year ago, to their business customers more and more, the total business has reached 6 billion, but this score is not the first place.

5, "excellent Huitong business" has been suspected of illegal

Bank staff claiming that the excellent Huitong business is a cross-border renminbi settlement business, not domestic exchange, but bypassing the supervision of the State administration, the use of foreign branches of banks to exchange money, they think it is only in the gray area to play a ball.

In this connection, experts said that cross-border renminbi settlement does not allow individuals to invest in immigrants, banks around the regulation, to achieve excess exchange, has been suspected of breaking the law.

Whether it is dirty money, as long as there is investment in immigrant demand, immigration agents and banks can greet, or even to help customers fake money laundering. In this way, in the investment of immigrants under the large, a gray exchange channel unimpeded, attracting more and more immigration agents and customers.

"Government officials are too many, government officials gray income, money is picked up, you prove it, very normal."

6, the customer cannot prove the origin of the immigrant money? We can all do it.

Clients cannot prove that a large number of immigrant funds to the legitimate and reasonable? Immigration Agency consultant: "We can do the money." ”

Bank staff: "It depends on how our bank fits you." ”

7. Their "matching method" of false money laundering

Find a few companies to make a flow record, the amount of PS to be made to the Customer Commission. To be blunt is to make a contract.

Whether it is dirty money, as long as there is investment in immigrant demand, immigration agents and banks can greet, or even to help customers fake money laundering. In this way, in the investment of immigrants under the large, a gray exchange channel unimpeded, attracting more and more immigration agents and customers.

"Government officials are too many, government officials gray income, money is picked up, you prove it, very normal."

8. Banks do business like underground lenders

Bank of China now occupies a very important position in the overseas migration market.

An immigration consultant, who has business dealings in Australia and underground banks, told reporters the original domestic immigrant customers illegal large amounts of money to find underground banks, and since the past two years have excellent huitong business, now from China to Australia, a large number of investment immigration, BOC's excellent remittance channels have robbed the underground many businesses.

"My Side 5 million (AUD) of the immigrant customers are basically divided into two kinds, half of it, half go to the bank, half go underground." ”