The housing problem of the disadvantaged groups is still grim housing security responsibilities

"China Housing Development Report (2009-2010)" published by Chinese Academy of Social Sciences The housing problem of China's disadvantaged groups is still grim, housing security is a heavy task November 16, by the Chinese Academy of Social Sciences Finance and Trade Economic Institute and Social Science Literature Press jointly sponsored the "Housing Green Book" press conference and 2009-2010-year housing situation and policy seminar "held in Beijing, the meeting analysis of the 2008 to 2009 China's housing market, forecast the development trend of China's housing market in 2010 and the main problems and challenges faced,　　The paper puts forward the policy suggestion to promote the healthy development of China's housing market, and officially publishes the first housing Green Paper completed by the city and real estate Economic Research Laboratory of the Institute of Finance and Trade of Chinese Academy of Social Sciences: "China Housing Development Report (2009-2010)". "Housing Green Book" pointed out that 2008, 2009, the construction of affordable housing intensified. In the first half of 2009, the country provided 56,000 acres of affordable housing, an increase of 36.3%. By the end of June 2009, the central government has issued a grant of 54.8 billion yuan, the place has been in place funds 41.5 billion yuan, the central investment subsidy project has started 5,434, accounted for 80% of the plan, the construction area of 63.6 million square meters, accounting for 60% of the plan, the completion of investment 38.8 billion yuan, accounting for 30% of the In the first half of 2009, the new economic application of housing around 33.88 million square meters, 480,000 sets, the completion of investment of 46.8 billion yuan. The construction of Low-rent housing system in 2009 invested 35.4 billion yuan, 3.7 times times the capital invested in 2007. In 2008, the central government financed a total of 14.3 billion yuan of low-rent housing subsidy, including the 4th quarter additional funds. The total capital invested by the central government in 2009 for low-rent housing construction will reach 33 billion yuan. As of the first half of 2009, the country has started construction of low-cost housing 1.05 million sets, accounting for the year 59% of the construction plan, the plan to complete investment of 104.8 billion yuan, has completed investment of 31 billion yuan, accounting for 30%.　　The national new rental housing subsidy 1.5 million households. The Green Paper points out that although the housing market system in China is developing rapidly, the housing supply structure has been diversified, and a multi-level housing security system has been constructed. However, in the face of the general income families, low-income families, low-income families, the housing security system is not meticulous, supporting policies and measures are not in place, operability is poor, control is poor, it is difficult to ensure the effective implementation of housing security policies, the expected objectives of the policy and the implementation of the dislocation problem. However, the housing market system in China still has the following five major problems: first, the Construction of Provident Fund system has not been completed, the scope of protection is small, the protection of deviation. Compared with Singapore's Provident Fund system, China's Provident Fund coverage is very low, Provident Fund deposit targets narrow, Provident Fund utilization efficiency is low. The Provident Fund submitted by the employees is determined according to the ratio of the deposit, the salary payable and the maximum amount of Provident Fund, and does not count to income. Therefore, the higher the wageThe higher the deposit, the greater the amount of tax avoidance and the higher the security of the housing money enjoyed. And in low-income groups, not included in the Provident Fund to pay the scope of the family also a lot, even if the Provident Fund system, the housing currency protection is very limited, far lower than high-income earners.　　The current Provident Fund system, which tends to high-income earners, is actually widening the gap between the rich and the poor. Second, the housing system supervision and exit mechanism is imperfect. The policy of housing supply has made some contribution to alleviating the contradiction between housing supply and demand and restraining the house price, but it has left many problems because of inadequate supervision and imperfect exit mechanism.　　For example, the housing area is too large, uneven distribution, one has more than a set of affordable housing, through the use of affordable housing operations to obtain huge profits and so on, the actual effect of the policy and the expected goal is far from the difference. Third, the low-rent housing system construction is slow, the protection scope is small, the fund gap is big. By the end of June 2007, 586 cities had established a low-rent housing system, accounting for 89.3%. By the end of 2006, low-income families, which had improved their living environment through low-rent housing, had 547,000 households, representing 5.5% of the target at the end of 2008. Most cities do not include migrant workers in urban areas, single-parent families and empty nest families in an increasing number of elderly groups within the framework of low-rent housing policies.　　From 1998 to 2006, the national accumulated funds for low-cost housing construction is only 7.08 billion yuan, January 2007 to November the national investment is only 8.32 billion yuan, far from meeting the "Eleven-Five" period of nearly 50 billion yuan per year of low-cost rental funds demand. The form of housing security is single and does not match the distribution of per capita income.　　HP's Provident Fund coverage is low and tends to high income, limit rooms, affordable housing and housing have threshold income, and a variety of guaranteed housing between the threshold is not continuous, the difference is large, and the form of a single, resulting in the sandwich layer of housing difficulties. The lack of census data and the lack of long-term planning of housing security. At present, China not only lacks the statistic data of urban residents ' income distribution, but also lacks the data of housing census. Therefore, it is difficult to accurately grasp the actual situation of housing difficulties and make corresponding measures, it is difficult to do long-term planning.